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United Mortgage Corp: 2025 loan data
United Mortgage Corp's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as UNITED MORTGAGE CORP.
- Home loans closed2,224Loans it funded in 2025
- Approval rate94.3%Of applications it said yes or no to
- Typical loan costs$12,526.19Middle amount, before taxes, prepaids and escrow
- Typical lender fees$6,166.64Its own charges to make the loan
What it closes
2,224 home loans closed in 2025
Share of its 2025 home loans: 66% Conventional, 31% FHA and 3% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asUNITED MORTGAGE CORP.
- 2025 home loan decisionsOf 2,917 applications decided by UNITED MORTGAGE CORP. in 2025, 2,224 were originated, 527 were approved but not accepted by the borrower, and 166 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 94.3%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 441 applications were withdrawn by the borrower, 6 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.632 percentage points above the average prime offer rate (reported on 2,002 originations, 222 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$12,526.19 — originated closed-end household loans, 2025, 2,082 of 2,088 loans. FFIEC HMDA data browser.
- Median origination charges$6,166.64 — originated closed-end household loans, 2025, 2,083 of 2,088 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types1,456 Conventional, 699 FHA, 64 VA, 5 USDA — of 2,224 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for UNITED MORTGAGE CORP. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.