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Top Flite Financial: 2025 loan data
Top Flite Financial's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as TOP FLITE FINANCIAL, INC.
- Home loans closed3,061Loans it funded in 2025
- Approval rate88.2%Of applications it said yes or no to
- Typical loan costs$10,832.48Middle amount, before taxes, prepaids and escrow
- Typical lender fees$6,277.17Its own charges to make the loan
What it closes
3,061 home loans closed in 2025
Share of its 2025 home loans: 62% FHA, 32% Conventional, 5% VA and 1% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asTOP FLITE FINANCIAL, INC.
- 2025 home loan decisionsOf 3,516 applications decided by TOP FLITE FINANCIAL, INC. in 2025, 3,061 were originated, 40 were approved but not accepted by the borrower, and 415 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 88.2%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 1,860 applications were withdrawn by the borrower, 218 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread1.048 percentage points above the average prime offer rate (reported on 3,061 originations)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$10,832.48 — originated closed-end household loans, 2025, 3,006 of 3,015 loans. FFIEC HMDA data browser.
- Median origination charges$6,277.17 — originated closed-end household loans, 2025, 3,015 loans. FFIEC HMDA data browser.
- Median lender credits$116.50 — originated closed-end household loans, 2025, 1,776 of 3,015 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types982 Conventional, 1,908 FHA, 140 VA, 31 USDA — of 3,061 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for TOP FLITE FINANCIAL, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.