Next Chapter Financial NMLS #2252211

Key Facts

Lender or brokerNext Chapter Financial
NMLS #2252211
Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on December 30, 2025
In the FreeRateUpdate network sinceNovember 2025
Profile updatedOctober 2, 2026

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Products and Loan Types

Refinance loan options:

Conventional
VA
FHA
USDA
Non-QM

Home equity loan options:

HELOC
HELOAN

About Next Chapter Financial

Overview

Next Chapter Financial is a mortgage company with a company record in the NMLS system. The company’s public identifiers are tied to NEXT CHAPTER FINANCIAL LLC, a Michigan limited liability company.

Locations

Next Chapter Financial has one recorded branch in Illinois.

Company details and licensing

The legal entity is NEXT CHAPTER FINANCIAL LLC, a limited liability company formed in Michigan, United States, on September 21, 2021. It is headquartered at 2338 Auburn Rd., Shelby Township, Michigan 48317. Trade names include BREEZE LOANS LLC, NEXT CHAPTER FINANCIAL LLC, and Next Chapter Fin. The company’s NMLS ID is 2252211.

Licensing is verifiable through NMLS Consumer Access.

Verify NMLS #2252211 on NMLS Consumer Access

Frequently Asked Questions

What is Next Chapter Financial's NMLS number?

Next Chapter Financial's NMLS number is 2252211. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.

Has FreeRateUpdate verified Next Chapter Financial's NMLS ID?

Yes. We checked Next Chapter Financial's company name and NMLS ID against the NMLS record on December 30, 2025. They've been in our lender network since November 2025. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.

Where can I learn more about Next Chapter Financial?

This page has Next Chapter Financial's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.

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HELOC Calculator Your credit line, and the payment jump when repayment begins.

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U.S. HELOC Market Volume Total U.S. home-equity balances outstanding, 2009 to 2025.

U.S. Refinance Application Volume Refinance application activity from the MBA index, 2009 to 2025.