Mortgage Lender Reviews & Ratings » NFM Lending
Key Facts
- LenderNFM Lending
- NMLS # 2893
- Overall rating4.8 out of 5
- Total reviews1108
- Review sourceAverage Available Sources
- Last updated
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About NFM Lending
Overview
NFM Lending, LLC is listed in NMLS records under company NMLS ID 2893. According to those records, the company is a Delaware formed limited liability company with a primary address in Linthicum, Maryland.
Based on available website information, NFM Lending and its listed brands market residential mortgage services for home buyers and homeowners looking to refinance. Scraped company and brand pages reference purchase loans, refinancing, and several loan categories, including conventional, FHA, VA, USDA, jumbo, reverse mortgage, and renovation 203(k) loans.
The company is publicly associated with multiple trade names, including NFM Lending, Element Home Loans, Homespire Home Loans, Main Street Home Loans, BluPrint Home Loans, and others listed in the NMLS related evidence.
Business Type
According to NMLS records, NFM Lending, LLC is organized as a Limited Liability Company. Its state of formation is listed as Delaware, United States.
Based on available website text, associated brand pages describe the business in lender terms, including Element Home Loans describing itself as a mortgage company and using the phrase "National lender. Local loan originators." The provided evidence does not clearly identify NFM Lending, LLC as a mortgage broker.
Website pages reference both home purchase financing and refinancing.
Website Branding
Public website URLs associated with the company include www.nfmlending.com, https://elementhl.com/, https://anutterhomeloan.com/, www.bluprinthomeloans.com, www.mainstreethl.com, and other loan officer or team sites listed in the available website evidence.
NMLS related evidence lists trade names including NFM Lending, Element Home Loans, Homespire Home Loans, Main Street Home Loans, BluPrint Home Loans, Journey Lending, Landsea Mortgage, Capstone Home Loans, USA Lending, NFM Salute, Mortgage.org, and Fidelity Mortgage Corporation, among others.
Headquarters
According to NMLS records, NFM Lending, LLC lists its primary address as 1190 Winterson Road, Suites 300 and 180, Linthicum, MD 21090, United States.
The same NMLS record lists the company as formed in Delaware, United States. No address history was provided in the available evidence.
Years in Operation
NMLS records list NFM Lending, LLC with a date formed of 03/31/2025. Based on the provided current year of 2026, that is about 1 year from the listed formation date.
Loan Types
Available website evidence identifies several mortgage products associated with NFM Lending or its brand pages. These include conventional mortgages, FHA home loans, VA home loans, USDA home mortgages, jumbo home loans, reverse mortgages, refinancing, fixed rate mortgages, and renovation mortgage 203(k) loans.
The Element Home Loans website also references purchase financing and refinance options. Product availability may vary by borrower, property, and licensing status, the usual mortgage footnotes that do their quiet work in small print.
Licensing Footprint
Licensed state information was not available from the provided public sources at this time. The NMLS Consumer Access page listed in the evidence was blocked in the provided fetch result, and no licensed states were returned.
Branch locations should not be read as licensing information. Licenses can change, and readers should verify current authority directly through NMLS Consumer Access or the lender.
Scale
According to the available NMLS branch data, NFM Lending, LLC has 260 branches.
The provided branch states are AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, KY, LA, MA, MD, MO, NC, NE, NH, NJ, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, and WV.
No loan officer count, loan volume, or ranking data was provided in the available evidence.
Reputation
The BBB evidence provided lists an A+ rating for NFM Lending and indicates that the company is not BBB accredited. This BBB data is provided with medium confidence and should be read as a third party reference rather than an NMLS record.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
NFM Lending, LLC is listed with NMLS company ID 2893.
Consumers can use the NMLS Consumer Access website to verify current license status, company details, and related regulatory information.
Disclaimer
This profile is for informational purposes only. NFM Lending, LLC is listed with NMLS ID 2893.
Licensing information is subject to change. Verify current licensing and company information directly with the lender or through NMLS Consumer Access before making a mortgage decision.
NMLS #2893 — Verify on NMLS Consumer Access — Profile last updated: July 10, 2026
Frequently Asked Questions
What is NFM Lending's NMLS number?
NFM Lending operates under NMLS #2893. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is NFM Lending rated by customers?
NFM Lending has an average rating of 4.8 out of 5 based on 1108 reviews aggregated from Average Available Sources.
Where can I read reviews of NFM Lending?
Verified consumer ratings and reviews of NFM Lending are published on this FreeRateUpdate.com lender profile page.