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Stockton Mortgage: 2025 loan data
Stockton Mortgage's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as STOCKTON MORTGAGE CORPORATION
- Home loans closed7,147Loans it funded in 2025
- Approval rate89.2%Of applications it said yes or no to
- Typical loan costs$7,378.72Middle amount, before taxes, prepaids and escrow
- Typical lender fees$3,127.94Its own charges to make the loan
What it closes
7,147 home loans closed in 2025
Share of its 2025 home loans: 51% Conventional, 35% FHA, 8% VA and 6% USDA.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asSTOCKTON MORTGAGE CORPORATION
- 2025 home loan decisionsOf 8,085 applications decided by STOCKTON MORTGAGE CORPORATION in 2025, 7,147 were originated, 65 were approved but not accepted by the borrower, and 873 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 89.2%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 2,270 applications were withdrawn by the borrower, 705 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.497 percentage points above the average prime offer rate (reported on 6,985 originations, 162 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$7,378.72 — originated closed-end household loans, 2025, 7,099 of 7,111 loans. FFIEC HMDA data browser.
- Median origination charges$3,127.94 — originated closed-end household loans, 2025, 7,110 of 7,111 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types3,623 Conventional, 2,482 FHA, 606 VA, 436 USDA — of 7,147 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for STOCKTON MORTGAGE CORPORATION — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.