Stockton Mortgage NMLS #8259

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Who is Stockton Mortgage?

Stockton Mortgage (NMLS #8259) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.

Key Facts

  • Lender or brokerStockton Mortgage
  • NMLS #8259
  • Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
  • In the FreeRateUpdate network since
  • Profile updated

Reported application outcomes and pricing, 2025

  • 2025 home loan decisionsOf 8,085 applications decided by STOCKTON MORTGAGE CORPORATION in 2025, 7,147 were originated, 65 were approved but not accepted by the borrower, and 873 were denied.
  • Median rate spread0.497 (reported on 6,985 originations, 162 reported no spread at all -- a median of what was reported, not of everything originated)

That is an approval rate of 89.2%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.

These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.

Evidence read 2026-10-10T20:58:22+00:00

Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for STOCKTON MORTGAGE CORPORATION — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.

About Stockton Mortgage

Overview

Stockton Mortgage is a mortgage company with a lending channel for independent mortgage companies, credit unions, and banks. The company supports mortgage lending through products that include purchase and refinance loans.

Mortgage options

Stockton Mortgage lists conventional loans, FHA loans, VA loans, USDA loans, and Non-QM loans among its mortgage options. The listed programs include purchase loans, rate-and-term refinances, cash-out refinances, FHA streamline refinances, VA IRRRL refinances, and HomeReady and Home Possible conventional options.

Locations

Stockton Mortgage has 136 branches in 22 states.

Company details and licensing

The legal entity is Stockton Mortgage Corporation, a corporation formed in Kentucky on June 20, 2001. Supported trade names include Quillo Home Loans, Cursive Lending, and Stockton Mortgage Funding.

Stockton Mortgage is headquartered at 88 C. Michael Davenport Blvd. Ste 1 in Frankfort, Kentucky 40601. Its NMLS company ID is 8259. Licensing is verifiable through NMLS Consumer Access.

Verify NMLS #8259 on NMLS Consumer Access

Sources

Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.

Frequently Asked Questions

What is Stockton Mortgage's NMLS number?

Stockton Mortgage's NMLS number is 8259. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.

Has FreeRateUpdate verified Stockton Mortgage's NMLS ID?

Yes. We checked Stockton Mortgage's company name and NMLS ID against the NMLS record on August 10, 2026. They've been in our lender network since April 2017. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.

Where can I learn more about Stockton Mortgage?

This page has Stockton Mortgage's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.

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