Optimal Loans NMLS #1315421
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Who is Optimal Loans?
Optimal Loans (NMLS #1315421) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerOptimal Loans
- NMLS #1315421
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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About Optimal Loans
Overview
Optimal Loans is a mortgage company based in Castro Valley, California. It was formed in California on March 18, 2014.
Company details and licensing
Optimal Loans is a trade name for Saggal Investments,Inc, a corporation. Its NMLS company ID is 1315421. Licensing is verifiable through NMLS Consumer Access.
Frequently Asked Questions
What is Optimal Loans's NMLS number?
Optimal Loans's NMLS number is 1315421. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Optimal Loans's NMLS ID?
Yes. We checked Optimal Loans's company name and NMLS ID against the NMLS record on August 20, 2026. They've been in our lender network since March 2026. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Optimal Loans?
This page has Optimal Loans's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.