OPTIONS HOME LOANS NMLS #2221613
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Key Facts
- Lender or brokerOPTIONS HOME LOANS
- NMLS #2221613
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Products and Loan Types
- Conventional, FHA, or VA
- Conventional, FHA, or VA
About OPTIONS HOME LOANS
Overview
Options Home Loans LLC is a mortgage broker based in Garden Grove, California. The company is organized as a limited liability company and was formed in Delaware.
Options Home Loans works with purchase and refinance borrowers. Its loan menu includes conventional, FHA, VA, jumbo, Non-QM, HELOC, FHA Streamline Refinance, cash-out refinance, and DSCR investor loans.
The company describes programs for first-time buyers, veterans and active-duty service members, self-employed borrowers, and real estate investors. In mortgage terms, that is a practical borrower map: the loan type changes with the file, the property, and the way income is documented.
Business Type
Options Home Loans LLC is a limited liability company. It operates as a mortgage broker.
The company handles both home purchase loans and refinance loans, including FHA Streamline Refinance and cash-out refinance options.
Website and Branding
Options Home Loans uses the public website www.OptionsHomeLoans.com.
The company brands itself online as Options Home Loans, a mortgage broker, and displays NMLS #2221613 with its public-facing materials.
Headquarters
Options Home Loans LLC is headquartered at 12900 Garden Grove Blvd Ste 136, Garden Grove, CA 92843.
The company was formed in Delaware, United States.
Years in Operation
Options Home Loans LLC was formed on August 3, 2021. As of 2026, the company has been in operation for 5 years.
Loan Types
Options Home Loans offers conventional, FHA, VA, jumbo, Non-QM, and HELOC loan options.
Its refinance programs include FHA Streamline Refinance and cash-out refinance. The company also presents bank statement loans for self-employed borrowers and DSCR investor loans based on rental income rather than personal income.
FHA loans are described with 3.5% down payment options and credit scores as low as 580. VA loans are described for eligible veterans, active-duty service members, and surviving spouses, with 0% down and no PMI.
Specialty
Options Home Loans highlights FHA loans, VA loans, jumbo loans, and first-time buyer programs.
The company also identifies Non-QM and bank statement loans for self-employed borrowers, plus DSCR loans for real estate investors.
Scale
Options Home Loans has 0 branch locations associated with its company record.
NMLS ID
Options Home Loans LLC has NMLS company ID 2221613.
Consumers can verify the company’s license status through the NMLS Consumer Access website.
Disclaimer
Options Home Loans LLC, NMLS ID 2221613. Licensing information is subject to change. Consumers should verify licensing directly with the lender or through NMLS Consumer Access.
This profile is for informational purposes only and is not an offer of credit or a loan approval.
Verify NMLS #2221613 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is OPTIONS HOME LOANS's NMLS number?
OPTIONS HOME LOANS's NMLS number is 2221613. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified OPTIONS HOME LOANS's NMLS ID?
Yes. We checked OPTIONS HOME LOANS's company name and NMLS ID against the NMLS record on August 4, 2026. They've been in our lender network since December 2021. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about OPTIONS HOME LOANS?
This page has OPTIONS HOME LOANS's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.