Lender reviews › Homestead Funding Corp
Homestead Funding Corp: 2025 loan data
Homestead Funding Corp's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as HOMESTEAD FUNDING CORP.
- Home loans closed5,674Loans it funded in 2025
- Approval rate97.6%Of applications it said yes or no to
- Typical loan costs$4,403.09Middle amount, before taxes, prepaids and escrow
- Typical lender fees$1,195.00Its own charges to make the loan
What it closes
5,674 home loans closed in 2025
Share of its 2025 home loans: 81% Conventional, 14% FHA, 4% VA and 1% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asHOMESTEAD FUNDING CORP.
- 2025 home loan decisionsOf 5,849 applications decided by HOMESTEAD FUNDING CORP. in 2025, 5,674 were originated, 32 were approved but not accepted by the borrower, and 143 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 97.6%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 970 applications were withdrawn by the borrower, 89 were closed for incompleteness, and 9 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.045 percentage points above the average prime offer rate (reported on 5,261 originations, 413 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$4,403.09 — originated closed-end household loans, 2025, 5,104 of 5,322 loans. FFIEC HMDA data browser.
- Median origination charges$1,195.00 — originated closed-end household loans, 2025, 5,322 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types4,623 Conventional, 807 FHA, 199 VA, 45 USDA — of 5,674 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for HOMESTEAD FUNDING CORP. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.