Homestead Funding Corp NMLS #3232
Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days
Who is Homestead Funding Corp?
Homestead Funding Corp (NMLS #3232) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerHomestead Funding Corp
- NMLS #3232
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
Compare current mortgage rates · Mortgage calculator · All lender profiles
Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 5,849 applications decided by HOMESTEAD FUNDING CORP. in 2025, 5,674 were originated, 32 were approved but not accepted by the borrower, and 143 were denied.
- Median rate spread0.045 (reported on 5,261 originations, 413 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 97.6%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for HOMESTEAD FUNDING CORP. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Homestead Funding Corp
Overview
Homestead Funding Corp is a mortgage lender headquartered in Albany, New York. The company is organized as a corporation and was formed in New York on February 18, 1994.
Mortgage options
Mortgage options include conventional loans, FHA loans, VA loans, jumbo loans, reverse mortgages, renovation loans, and adjustable-rate mortgages.
Locations
Homestead Funding Corp has 43 branches in Arizona, Connecticut, Florida, Massachusetts, North Carolina, New York, Pennsylvania, Texas, Virginia, and Wisconsin.
Company details and licensing
Homestead Funding Corp is a corporation with headquarters at 8 Airline Drive, Albany, New York 12205. Trade names include McGlone Mortgage Group, HF Homestead Funding, and First Niagara Mortgage. The company’s NMLS ID is 3232.
Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #3232 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is Homestead Funding Corp's NMLS number?
Homestead Funding Corp's NMLS number is 3232. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Homestead Funding Corp's NMLS ID?
Yes. We checked Homestead Funding Corp's company name and NMLS ID against the NMLS record on August 17, 2026. They've been in our lender network since July 2011. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Homestead Funding Corp?
This page has Homestead Funding Corp's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.