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Foundation Mortgage Corporation: 2025 loan data
Foundation Mortgage Corporation's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as FOUNDATION MORTGAGE CORPORATION
- Home loans closed777Loans it funded in 2025
- Approval rate79.5%Of applications it said yes or no to
- Typical loan costs$15,823.24Middle amount, before taxes, prepaids and escrow
- Typical lender fees$11,220.00Its own charges to make the loan
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asFOUNDATION MORTGAGE CORPORATION
- 2025 home loan decisionsOf 1,999 applications decided by FOUNDATION MORTGAGE CORPORATION in 2025, 777 were originated, 812 were approved but not accepted by the borrower, and 410 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 79.5%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 109 applications were withdrawn by the borrower, 8 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread1.345 percentage points above the average prime offer rate (reported on 298 originations, 479 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$15,823.24 — originated closed-end household loans, 2025, 271 loans. FFIEC HMDA data browser.
- Median origination charges$11,220.00 — originated closed-end household loans, 2025, 271 loans. FFIEC HMDA data browser.
- Median lender credits$2,067.69 — originated closed-end household loans, 2025, 164 of 271 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types777 Conventional — of 777 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for FOUNDATION MORTGAGE CORPORATION — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.