Encompass Lending Group, LP NMLS #292897
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Who is Encompass Lending Group, LP?
Encompass Lending Group, LP (NMLS #292897) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerEncompass Lending Group, LP
- NMLS #292897
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 768 applications decided by ENCOMPASS LENDING GROUP, LP in 2025, 720 were originated, 4 were approved but not accepted by the borrower, and 44 were denied.
- Median rate spread0.423 (reported on 678 originations, 42 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 94.3%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for ENCOMPASS LENDING GROUP, LP — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Encompass Lending Group, LP
Overview
Encompass Lending Group, LP is a mortgage company with a physical branch network across several regions of the United States. The company is based in Texas and operates under NMLS company ID 292897.
Locations
The company has 34 branches in Alabama, Arizona, California, Colorado, the District of Columbia, Florida, Georgia, Hawaii, Michigan, Missouri, North Carolina, Nevada, Pennsylvania, South Carolina, Tennessee, Texas, Utah, and Wisconsin.
Company details and licensing
Encompass Lending Group, LP is a Texas limited partnership formed on April 25, 2008. Its headquarters are at 23108 Seven Meadows Parkway, Suite 100, Katy, Texas 77494. The company also uses trade names including Nexus Funding 123, Cornerstone First Financial, and Encompass Lending Group. Licensing is verifiable through NMLS Consumer Access.
Frequently Asked Questions
What is Encompass Lending Group, LP's NMLS number?
Encompass Lending Group, LP's NMLS number is 292897. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Encompass Lending Group, LP's NMLS ID?
Yes. We checked Encompass Lending Group, LP's company name and NMLS ID against the NMLS record on June 5, 2026. They've been in our lender network since January 2014. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Encompass Lending Group, LP?
This page has Encompass Lending Group, LP's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.