Equity Loans: 2025 loan data
Equity Loans's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as Equity Prime Mortgage LLC
Equity Loans is a registered trade name of Equity Prime Mortgage LLC (NMLS #21116), which filed these figures.
- Home loans closed12,087Loans it funded in 2025
- Approval rate80.5%Of applications it said yes or no to
- Typical loan costs$11,767.45Middle amount, before taxes, prepaids and escrow
- Typical lender fees$4,822.81Its own charges to make the loan
What it closes
12,087 home loans closed in 2025
Share of its 2025 home loans: 58% FHA, 30% VA, 8% USDA and 4% Conventional.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asEquity Prime Mortgage LLC
- Equity Loans is a registered trade name of Equity Prime Mortgage LLC (NMLS #21116), which filed these figures.
- 2025 home loan decisionsOf 15,116 applications decided by Equity Prime Mortgage LLC in 2025, 12,087 were originated, 78 were approved but not accepted by the borrower, and 2,951 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 80.5%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 8,121 applications were withdrawn by the borrower, 5,151 were closed for incompleteness, and 4 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.408 percentage points above the average prime offer rate (reported on 12,087 originations)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$11,767.45 — originated closed-end household loans, 2025, 12,036 of 12,070 loans. FFIEC HMDA data browser.
- Median origination charges$4,822.81 — originated closed-end household loans, 2025, 12,066 of 12,070 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types524 Conventional, 6,940 FHA, 3,637 VA, 986 USDA — of 12,087 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for Equity Prime Mortgage LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.