Citibank, NA: 2025 loan data
Citibank, NA's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as Citibank, National Association
- Home loans closed15,812Loans it funded in 2025
- Approval rate76%Of applications it said yes or no to
- Typical loan costs$6,050.29Middle amount, before taxes, prepaids and escrow
- Typical lender fees$1,190.00Its own charges to make the loan
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asCitibank, National Association
- 2025 home loan decisionsOf 21,405 applications decided by Citibank, National Association in 2025, 15,812 were originated, 464 were approved but not accepted by the borrower, and 5,129 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 76%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 8,683 applications were withdrawn by the borrower, 3,878 were closed for incompleteness, and 20,818 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.225 percentage points below the average prime offer rate (reported on 15,680 originations, 132 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$6,050.29 — originated closed-end household loans, 2025, 13,070 loans. FFIEC HMDA data browser.
- Median origination charges$1,190.00 — originated closed-end household loans, 2025, 13,070 loans. FFIEC HMDA data browser.
- Median lender credits$5,271.35 — originated closed-end household loans, 2025, 7,814 of 13,070 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types15,741 Conventional, 50 FHA, 21 VA — of 15,812 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for Citibank, National Association — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.