Banc One Mortgage Corporation NMLS #1202904
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Who is Banc One Mortgage Corporation?
Banc One Mortgage Corporation (NMLS #1202904) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerBanc One Mortgage Corporation
- NMLS #1202904
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 185 applications decided by BANC ONE MORTGAGE CORPORATION in 2025, 172 were originated, 13 were approved but not accepted by the borrower, and 0 were denied.
- Median rate spread0.62 (reported on 141 originations, 31 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 100%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T21:00:56+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for BANC ONE MORTGAGE CORPORATION — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Banc One Mortgage Corporation
Overview
Banc One Mortgage Corporation provides mortgage lending services, including support for the home buying process. Borrowers can use the company’s online tools to find a loan officer, get rates, and use mortgage calculators.
Locations
Banc One Mortgage Corporation has three branches in Arizona and California.
Company details and licensing
Banc One Mortgage Corporation is a corporation formed in California, United States, on May 21, 2014. Its headquarters are at 2600 Michelson Drive, Suite 1450, Irvine, California 92612. The company’s NMLS ID is 1202904. Supported trade names include IDEAL MORTGAGE CORPORATION, BankofCalifornia.com, and CITY 2 CITY MORTGAGE.
Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #1202904 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is Banc One Mortgage Corporation's NMLS number?
Banc One Mortgage Corporation's NMLS number is 1202904. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Banc One Mortgage Corporation's NMLS ID?
Yes. We checked Banc One Mortgage Corporation's company name and NMLS ID against the NMLS record on May 5, 2026. They've been in our lender network since October 2014. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Banc One Mortgage Corporation?
This page has Banc One Mortgage Corporation's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.