Mortgage Lender Reviews & Ratings » Federal First Lending
Key Facts
- LenderFederal First Lending
- NMLS # 2381991
- Overall rating5 out of 5
- Total reviews12
- Review sourceBetter Business Bureau
- Last updated
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About Federal First Lending
Overview
Federal First Lending LLC is a mortgage company listed in NMLS records under company ID 2381991. According to NMLS records, the company is organized as a limited liability company and is based in Scottsdale, Arizona.
The company website presents Federal First Lending LLC as offering mortgage help for people purchasing or refinancing a home. Their site lists loan programs that include conventional, FHA, VA, USDA, jumbo, HELOC, reverse mortgage, and construction options.
The website states that the company has helped finance thousands of loans. That statement comes from the company website, not from NMLS production data.
Business Type
According to NMLS records, Federal First Lending LLC is a limited liability company formed in Arizona. The company website describes its mortgage staff as mortgage brokers, so based on available website language, it presents itself in broker terms rather than explicitly as a direct lender.
The website addresses both purchase and refinance borrowers, including a questionnaire that asks whether the borrower wants to purchase or refinance.
Website and Branding
The public website listed in the available evidence is https://www.federalfirstlending.com/. The page title identifies the site as Home - Federal First Lending LLC.
Available records list the following trade names: Host Loan, Ignite Loan Partners, Pillar and Light Mortgage Group, Bisu Home Loans, Federal First Lending, and First Lending LLC.
Headquarters
According to NMLS records, Federal First Lending LLC has its main address at 8149 E Evans Rd Suite 1, Scottsdale, AZ 85260, United States.
NMLS records list the company as formed in Arizona, United States. The provided NMLS evidence did not include an address history.
Years in Operation
According to NMLS records, Federal First Lending LLC was formed on June 7, 2022. Using 2026 as the current year, that places the company at about 4 years in operation.
Loan Types
The Federal First Lending LLC website lists several mortgage programs, including fixed rate mortgages, FHA loans, VA loans, VA loan refinancing, rehab loans, USDA loans, jumbo loans, low down payment loans, investment property loans, bank statement program loans, bridge home loans, construction home loans, DSCR home loans, fix and flip home loans, HELOC home loans, reverse mortgages, seller paid buydowns, refinance loans, and cash out refinance loans.
The supplied website evidence also detects conventional loans, FHA, VA, USDA, jumbo, HELOC, home equity loan, reverse mortgage, and construction loan categories.
Specialty Programs
The company website uses the phrase loan programs we specialize in and then lists programs that include FHA loans, VA loans, jumbo loans, HELOC home loans, reverse mortgages, and first time homebuyer options. That is the company website's wording, and it should be read as a description of the programs it highlights publicly.
Licensing Footprint
A state by state licensing list was not available from the supplied public licensing evidence at this time. The NMLS Consumer Access fetch in the provided evidence was blocked, and no licensed states were returned.
Branch locations should not be read as licensing. A physical branch state is not the same thing as a state mortgage license.
Scale
The supplied NMLS branch data lists 3 branches for Federal First Lending LLC. The branch states shown in the evidence are California and Nevada.
No loan officer count, loan volume, or ranking data was included in the supplied evidence.
Reputation
The BBB reference in the supplied evidence lists Federal First Lending with an A rating and indicates that it is not BBB accredited. The BBB data is third party reference information and is provided here with that caveat.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
Federal First Lending LLC is listed with NMLS company ID 2381991. Readers can use the NMLS Consumer Access website to verify current license status and company registration details.
Disclaimer
This profile is for informational purposes only. Federal First Lending LLC is listed in the supplied NMLS evidence under NMLS ID 2381991.
Licensing information can change. Readers should verify current licensing and company details directly with the lender or through NMLS Consumer Access before making mortgage decisions.
NMLS #2381991 — Verify on NMLS Consumer Access — Profile last updated: July 10, 2026
Frequently Asked Questions
What is Federal First Lending's NMLS number?
Federal First Lending operates under NMLS #2381991. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is Federal First Lending rated by customers?
Federal First Lending has an average rating of 5 out of 5 based on 12 reviews aggregated from Better Business Bureau.
Where can I read reviews of Federal First Lending?
Verified consumer ratings and reviews of Federal First Lending are published on this FreeRateUpdate.com lender profile page.