Mortgage Lender Reviews & Ratings » Shield Home Loans
Key Facts
- LenderShield Home Loans
- NMLS # 2396589
- Overall rating4.3 out of 5
- Total reviews48
- Review sourceAverage Available Sources
- Last updated
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About Shield Home Loans
Overview
Shield Home Loans Inc. is a mortgage company listed in NMLS records under company NMLS ID 2396589. According to those records, the company is a California corporation with its main office in Irvine, California.
The company website presents Shield Home Loans Inc. as a home loan provider for people seeking to purchase or refinance. Its public quote flow asks whether the borrower wants to purchase or refinance, and it includes questions for first time homebuyers, real estate investors, veterans or active duty military borrowers, and home equity inquiries.
Based on the available website text, the company discusses VA loan eligibility and home equity loan inquiries. The public record supplied here does not identify every loan program the company may offer.
Business Type
According to NMLS records, Shield Home Loans Inc. is organized as a corporation. The company was formed in California, United States.
The evidence provided does not clearly state whether Shield Home Loans operates as a mortgage broker or a direct lender. Its website quote flow covers both purchase and refinance inquiries.
Website and Branding
The company website is publicly listed as www.shieldhomeloans.com. The website page title in the available scrape is "Home - Shield Home Loans Inc."
NMLS records list the company name as Shield Home Loans Inc. The trade name provided in the evidence is SHIELD LOANS INC.
Headquarters
According to NMLS records, Shield Home Loans Inc. lists its primary address as 32 Discovery Ste. 170, Irvine, CA 92618, United States.
NMLS records show the company was formed in California, United States. No address history was included in the evidence provided.
Years in Operation
According to NMLS records, Shield Home Loans Inc. was formed on June 24, 2022. Based on the current year supplied in the evidence, 2026, that places the company at about 4 years in operation.
Loan Types
The available NMLS record in this evidence does not list specific mortgage products. The company website quote flow, however, identifies purchase and refinance paths.
The website evidence also references VA loan eligibility for veterans and active duty military borrowers, and the detected loan types include VA and Home Equity Loan. It also asks about property types such as single family homes, townhouses, condominiums, and multi-family properties, which helps frame the application questions without confirming every loan program available.
Licensing Footprint
Based on the licensing information from the company website supplied in the evidence, Shield Home Loans Inc. is listed for licensing in 23 states: AZ, CA, CO, FL, GA, ID, IN, LA, MD, MI, MT, NJ, NM, NC, OH, OR, PA, TN, TX, UT, VA, WA, and WI.
The NMLS Consumer Access page was listed in the evidence, but the fetch status was blocked and did not provide licensed states here. Licensing can change, so the company website listing should be checked against NMLS Consumer Access before relying on it.
Scale
The evidence lists 2 branches for Shield Home Loans Inc., with branch states in AZ and CA.
No loan officer count, origination volume, or ranking information was included in the evidence provided.
Reputation
The BBB information supplied in the evidence lists a D+ rating and indicates that Shield Home Loans is not BBB accredited. The BBB match is provided with medium confidence, so it should be treated as a third party reference rather than an NMLS level record.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
Shield Home Loans Inc. is listed in NMLS records under company NMLS ID 2396589. Readers can use that ID to look up the company through the NMLS Consumer Access website and review current license information.
Disclaimer
This profile is for informational purposes only. Shield Home Loans Inc. is listed with NMLS ID 2396589.
Licensing information is subject to change. Readers should verify current license status directly with the lender or through NMLS Consumer Access before making decisions based on this profile.
NMLS #2396589 — Verify on NMLS Consumer Access — Profile last updated: July 13, 2026
Frequently Asked Questions
What is Shield Home Loans's NMLS number?
Shield Home Loans operates under NMLS #2396589. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is Shield Home Loans rated by customers?
Shield Home Loans has an average rating of 4.3 out of 5 based on 48 reviews aggregated from Average Available Sources.
Where can I read reviews of Shield Home Loans?
Verified consumer ratings and reviews of Shield Home Loans are published on this FreeRateUpdate.com lender profile page.