Mortgage Lender Reviews & Ratings » FlexPoint
Key Facts
- LenderFlexPoint
- NMLS # 243082
- Overall rating2.3 out of 5
- Total reviews3
- Review sourceAverage Available Sources
- Last updated
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About FlexPoint
Overview
According to NMLS records, FlexPoint, Inc. is a Nevada corporation with NMLS ID 243082 and a principal address in Las Vegas.
The company’s public websites include FlexPointInc.com and bffws.com. The FlexPoint site describes mortgage and home loans with 20 plus programs, while the Brokers First Funding site presents that brand as a Non-QM and QM wholesale mortgage lender for mortgage brokers.
Based on the website text provided, the loan menu includes conventional, FHA, VA, USDA, jumbo, Non-QM, DSCR, ITIN, foreign national, HELOC, home equity, and down payment assistance programs.
Business Type
NMLS records identify FlexPoint, Inc. as a Corporation. The company website evidence for Brokers First Funding describes it as a wholesale mortgage lender and states "Wholesale Only Since 2010."
Based on the available website text, the wholesale channel is directed to mortgage brokers rather than retail borrowers applying through a consumer-direct portal.
Website Branding
Public website URLs in the evidence are www.FlexPointInc.com and www.bffws.com.
The listed trade names are Performance Financial, Inc dba Pacific Funding Mortgage Division, Performance Financial, Inc., Brokers First Funding, Pacific Funding Mortgage Division, Pacific Funding Mortgage Division, Inc., Gold Sun Trust Deeds, FlexPoint Home Loans, Inc., FLEXPOINT HOME LOANS, INC, and Flexpoint Home Loans, Inc.
The bffws.com page title identifies Brokers First Funding as a wholesale mortgage lender and includes NMLS #243082. The FlexPointInc.com page title describes FlexPoint Inc. as "Mortgage & Home Loans | 20+ Programs."
Headquarters
According to NMLS records, FlexPoint, Inc. lists its primary address as 1180 North Town Center Drive Suite 100, Office 1036, Las Vegas, NV 89144, United States.
NMLS records list the company as formed in Nevada, United States. The provided evidence does not include address history.
Years in Operation
According to NMLS records, FlexPoint, Inc. was formed on October 30, 2025.
Using the provided 2026 current-year reference, that is 1 year by calendar-year calculation.
Loan Types
The company website evidence lists conventional, Fannie Mae, Freddie Mac, FHA, VA, USDA, jumbo, HELOC, home equity, down payment assistance, second mortgages, and manual underwriting among QM or agency and government programs.
For Non-QM programs, the Brokers First Funding site lists bank statement, P&L statement, 1099, DSCR for 1 to 4 units, DSCR for 5 to 8 multifamily, cross collateral DSCR, asset utilization, ITIN, foreign national, full-doc Non-QM jumbo or high balance, and blanket loan products covering 2 to 25 properties.
The FlexPointInc.com meta description also names conventional, VA, FHA, USDA, Non-QM, DSCR, jumbo, ITIN, foreign national, and down payment assistance programs.
Licensing Footprint
The company website licensing page lists licensing in 51 jurisdictions: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, and DC.
Scale
The available NMLS-derived record lists 6 branches, with branch states shown as AZ, CA, and TX.
No loan officer count, origination volume, or ranking figure was included in the provided evidence.
Reputation
The BBB search evidence supplied for FlexPoint, Inc. did not include a BBB rating. It listed the company as not BBB accredited, though the match confidence was low.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
FlexPoint, Inc. is listed with NMLS company ID 243082.
Consumers can verify company licensing status through the NMLS Consumer Access website. That public record is the proper ledger for license status, branch records, and state-by-state authority.
Disclaimer
This profile is for informational purposes only. FlexPoint, Inc. is listed with NMLS ID 243082.
Licensing information is subject to change. Readers should verify current licensing and availability directly with the lender or through NMLS Consumer Access before making mortgage decisions.
NMLS #243082 — Verify on NMLS Consumer Access — Profile last updated: July 10, 2026
Frequently Asked Questions
What is FlexPoint's NMLS number?
FlexPoint operates under NMLS #243082. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is FlexPoint rated by customers?
FlexPoint has an average rating of 2.3 out of 5 based on 3 reviews aggregated from Average Available Sources.
Where can I read reviews of FlexPoint?
Verified consumer ratings and reviews of FlexPoint are published on this FreeRateUpdate.com lender profile page.