FlexPoint NMLS #243082
Who is FlexPoint?
FlexPoint (NMLS #243082) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerFlexPoint
- NMLS #243082
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 4,482 applications decided by FLEXPOINT, INC. in 2025, 3,059 were originated, 1,206 were approved but not accepted by the borrower, and 217 were denied.
- Median rate spread0.766 (reported on 2,129 originations, 930 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 95.2%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for FLEXPOINT, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About FlexPoint
Overview
FlexPoint, Inc. is a mortgage company that offers home loan programs. The company operates six branches across Arizona, California, and Texas.
Mortgage options
Mortgage options include conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, Non-QM loans, DSCR loans, ITIN loans, foreign national loans, and down payment assistance programs.
Company details and licensing
FlexPoint, Inc. is a Nevada corporation formed on October 30, 2025. Its headquarters are at 1180 North Town Center Drive, Suite 100, Office 1036, Las Vegas, Nevada 89144. NMLS company ID is 243082.
Trade names include Performance Financial, Inc. dba Pacific Funding Mortgage Division, Brokers First Funding, and FlexPoint Home Loans, Inc. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #243082 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is FlexPoint's NMLS number?
FlexPoint's NMLS number is 243082. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified FlexPoint's NMLS ID?
Yes. We checked FlexPoint's company name and NMLS ID against the NMLS record on December 23, 2025. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about FlexPoint?
This page has FlexPoint's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.