Mortgage Lender Reviews & Ratings » Clear Mortgage Capital, Inc.
Clear Mortgage Capital, Inc. NMLS #1935005
Average Available Sources
Based on 545 Verified Customer Ratings
Key Facts
- LenderClear Mortgage Capital, Inc.
- NMLS # 1935005
- Overall rating4.9 out of 5
- Total reviews545
- Review sourceAverage Available Sources
- Last updated
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About Clear Mortgage Capital, Inc.
Overview
Clear Mortgage Capital, Inc. is a mortgage company listed in NMLS records under company NMLS ID 1935005. According to those records, the company is a California corporation formed on March 27, 2020, with its main office in Irvine, California.
The company website presents Clear Mortgage Capital as a home loan provider for people buying or refinancing a home. Its listed loan options include conventional, FHA, VA, jumbo, HELOC, DSCR, and bank statement loans, with iRefi also publicly listed among its web properties.
Based on the available website licensing page, Clear Mortgage Capital lists licensing in 30 states and the District of Columbia. Branch information in the provided record lists 18 branches across 10 states.
Business Type
According to NMLS records, Clear Mortgage Capital, Inc. is organized as a corporation. The company is formed in California, United States.
The public website describes mortgage services for both home purchases and refinances. The available evidence does not clearly state whether the company operates as a direct lender, a mortgage broker, or in both capacities.
Website and Branding
Publicly listed website URLs for Clear Mortgage Capital include http://www.clearmortgagecapital.com, https://irefi.com/, https://brandoncastanedateam.com/, https://www.chrismylender.com/, https://www.chrismyloanguy.com/, www.SergioBecerra365.com, www.mortgage-team.com, and www.vieiramortgageteam.com.
Listed trade names include All In Lending, iRefi, Accel Mortgage Group, Black Ink Financial, Clear Mortgage Capital, Davanti Home Loans, blackink., iRefi.com, Black Ink. Financial, and Clear Mortgage Capital, Inc. The main website page title shown in the available scrape is "Clear Mortgage Capital | Your Home Loan Experts."
Headquarters
According to NMLS records, Clear Mortgage Capital, Inc. is headquartered at 19800 MacArthur Blvd Suite 880, Irvine, CA 92612, United States.
NMLS records list the company as formed in California, United States. The evidence provided does not include an address history.
Years in Operation
NMLS records list Clear Mortgage Capital, Inc. as formed on March 27, 2020. Based on the provided current year of 2026, that is 6 years in operation.
Loan Types
The Clear Mortgage Capital website lists loan options including conventional loans, FHA loans, VA loans, jumbo loans, HELOCs, DSCR loans, and bank statement loans. The provided website scrape also identifies Non-QM among detected loan types.
The site describes purchase and refinance use cases, including buying a home, lowering payments through refinancing, and investment property financing through DSCR loans. In plain mortgage English, that is a product menu spanning standard agency-style loans, government-backed options, larger-balance loans, home equity borrowing, and income-documentation alternatives named on the site.
Online Process
The Clear Mortgage Capital website states that its mortgage process is "completely digital." It also says borrowers can send documents securely through an end-to-end encrypted database and describes the process as paperless.
The same website describes a digital loan-application process and includes online application prompts such as "Apply Now" and "Request a Free Quote."
Licensing Footprint
Based on the company website licensing page provided in the evidence, Clear Mortgage Capital lists licensing in 30 states and the District of Columbia: AL, AZ, AR, CA, CO, FL, ID, IL, IN, KS, LA, ME, MD, MN, MO, MT, NV, NH, NJ, NM, NC, OH, OK, OR, PA, SC, TN, TX, VA, WA, and DC.
The available NMLS Consumer Access fetch was blocked in the provided evidence, so the state list above is taken from the company website licensing data rather than from a live NMLS Consumer Access page.
Scale
The provided record lists 18 branches for Clear Mortgage Capital, Inc. Branch states shown in the evidence are AZ, CA, FL, HI, MD, NH, NV, OR, SC, and TX.
No loan officer count, loan volume, or ranking data was included in the evidence provided.
Reputation
The BBB information provided in the evidence lists Clear Mortgage Capital, Inc. with an A rating and shows the company as not BBB accredited. This BBB data is third-party information and is best read with that ordinary caution in mind.
NMLS ID
Clear Mortgage Capital, Inc. is listed under NMLS company ID 1935005. Consumers can use the NMLS Consumer Access website to verify current license status and company information.
Disclaimer
This profile is for informational purposes only. Clear Mortgage Capital, Inc. is listed with NMLS ID 1935005.
Licensing information is subject to change. Readers should verify current licensing and company details directly with the lender or through NMLS Consumer Access.
NMLS #1935005 — Verify on NMLS Consumer Access — Profile last updated: July 10, 2026
Frequently Asked Questions
What is Clear Mortgage Capital, Inc.'s NMLS number?
Clear Mortgage Capital, Inc. operates under NMLS #1935005. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is Clear Mortgage Capital, Inc. rated by customers?
Clear Mortgage Capital, Inc. has an average rating of 4.9 out of 5 based on 545 reviews aggregated from Average Available Sources.
Where can I read reviews of Clear Mortgage Capital, Inc.?
Verified consumer ratings and reviews of Clear Mortgage Capital, Inc. are published on this FreeRateUpdate.com lender profile page.