Mortgage Lender Reviews & Ratings » West Capital Lending
West Capital Lending NMLS #1566096
Average Available Sources
Based on 1704 Verified Customer Ratings
Key Facts
- LenderWest Capital Lending
- NMLS # 1566096
- Overall rating5 out of 5
- Total reviews1704
- Review sourceAverage Available Sources
- Last updated
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About West Capital Lending
Overview
West Capital Lending, Inc. is listed in NMLS records as a California corporation with NMLS ID 1566096. The company’s primary NMLS address is in Irvine, California.
Publicly available website evidence includes a Facebook listing for West Capital Lending in Irvine, California, describing the business as “Mortgage Lending. Made Simple.” The evidence also lists several trade names, including West Capital Lending, Neighborhood Lending, Loan Vault, Honest Casa, Varos Mortgage, and others.
BBB evidence provided for this profile lists an A rating and indicates the company is not BBB accredited, with medium confidence. As ever in mortgage paperwork, the small boxes matter.
Business Type
According to NMLS records, West Capital Lending, Inc. is a corporation formed in California. The available evidence does not clearly state whether the company operates as a direct lender, a mortgage broker, or both.
Public website evidence describes the company as being in mortgage lending, but it does not identify a specific purchase or refinance focus.
Website Branding
The listed web and social URLs include www.westcapitallending.com, www.facebook.com/WestCapitalLending, www.instagram.com/westcaplending/?hl=en, www.linkedin.com/company/west-capital-lending-inc, and https://app.mynextrate.com/#house-subtype.
Trade names listed in the evidence include Neighborhood Lending, Takers Brokerage, Loan Vault, Honest Casa, Varos Mortgage, West Capital Real Estate, What's a Mortgage, Goldstone Mortgage, Rate Plus, Red Tree Mortgage, Team Top Gun, The Clear Close, Home Advantage Lending, HomeTown Lending, and West Capital Lending.
Headquarters
According to NMLS records, West Capital Lending, Inc. is located at 17911 Von Karman Avenue, Suite 400, Irvine, CA 92614, United States.
NMLS records list the company as formed in California, United States. The evidence provided for this profile did not include address history.
Years in Operation
NMLS records list West Capital Lending, Inc. as formed on 10/26/2016. Based on the provided current year of 2026, that is about 10 years in operation.
Loan Types
Available company website evidence describes West Capital Lending as a mortgage lending business. The provided evidence does not identify specific loan products such as conventional, FHA, VA, jumbo, or refinance loans.
Because the loan menu is not shown in the evidence, this profile does not add product types by inference. In mortgage profiles, an empty shelf is not proof of what sits in the back room.
Licensing Footprint
Licensing information by state was not available from public sources in the evidence provided at this time. The NMLS Consumer Access fetch was listed as blocked, and no licensed states were returned.
Scale
The evidence lists 33 branches for West Capital Lending, Inc. Branch states shown in the evidence are AZ, CA, CO, FL, HI, IL, MI, MO, NC, NE, NV, OR, PA, SC, TN, TX, and WA.
The evidence provided did not include a loan officer count, loan volume, or ranking data.
Reputation
BBB evidence provided for this profile lists West Capital Lending, Inc. with an A rating and indicates the company is not BBB accredited. The BBB data in the evidence is marked with medium confidence.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
West Capital Lending, Inc. is listed with NMLS company ID 1566096. Consumers can use the NMLS Consumer Access website to verify company license status and related regulatory information.
Disclaimer
This profile is for informational purposes only. West Capital Lending, Inc. is listed with NMLS ID 1566096.
Licensing information can change. Readers should verify current licensing status directly with the lender or through NMLS Consumer Access before relying on any licensing detail.
NMLS #1566096 — Verify on NMLS Consumer Access — Profile last updated: July 10, 2026
Frequently Asked Questions
What is West Capital Lending's NMLS number?
West Capital Lending operates under NMLS #1566096. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is West Capital Lending rated by customers?
West Capital Lending has an average rating of 5 out of 5 based on 1704 reviews aggregated from Average Available Sources.
Where can I read reviews of West Capital Lending?
Verified consumer ratings and reviews of West Capital Lending are published on this FreeRateUpdate.com lender profile page.