Coastal Community Bank: 2025 loan data

Coastal Community Bank's 2025 at a glance, from the public report every mortgage lender files each year.

Filed as Coastal Community Bank

Home loans closed21,244Loans it funded in 2025
Approval rate97%Of applications it said yes or no to

These describe the lender's past loans. They are not a quote or a promise for your loan.

How these numbers are counted

Reported application outcomes and pricing, 2025

Filed asCoastal Community Bank
2025 home loan decisionsOf 65,184 applications decided by Coastal Community Bank in 2025, 21,244 were originated, 41,968 were approved but not accepted by the borrower, and 1,972 were denied.
Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 97%. Withdrawn, incomplete and purchased loans are not counted.
Withdrawn, incomplete and purchasedBeyond the decisions above, 5,485 applications were withdrawn by the borrower, 22,489 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
Median rate spread3.12 percentage points above the average prime offer rate (reported on 21,227 originations, 17 reported no spread at all — a median of what was reported, not of everything originated)

These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.

Reported product mix, 2025

Loan types21,244 Conventional — of 21,244 reported originations, 2025. FFIEC HMDA data browser.

Evidence read November 11, 2026

Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for Coastal Community Bank — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.

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