Mortgage Lender Reviews & Ratings » Agave Home Loans
Key Facts
- LenderAgave Home Loans
- NMLS # 1951574
- Overall rating5 out of 5
- Total reviews173
- Review sourceBetter Business Bureau
- Last updated
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Products & Loan Types
- Payoff Credit Cards or Personal Loans
- Take Cash-Out
- Finance Home Renovations
- Lower Your Interest Rate and Payment
- First-Time Home Buyer Programs
- Get Pre-Approved
- Get a Customized Rate Quote
- Buy an Investment or Second Home
- HELOC and HELs Available
- Access Home Equity Within Days
About Agave Home Loans
Overview
According to NMLS records, Agave Home Loans, LLC is a limited liability company formed in Arizona on 01/21/2020 and located in Phoenix. Its NMLS company ID is 1951574.
The company website states that Agave Home Loans is both a mortgage lender and broker, offering its own funds and shopping multiple lenders. The site describes loan options for home purchases, rate-and-term refinances, cash-out refinances, VA IRRRLs, HELOCs, and home equity loans.
Based on the website, the company addresses homebuyers and homeowners looking to buy a home, refinance an existing mortgage, access home equity, or consolidate debt.
Business Type
NMLS records list Agave Home Loans, LLC as a limited liability company. The company website states that Agave Home Loans is both a mortgage lender and a mortgage broker, saying it funds loans directly and also shops multiple lenders.
The website presents both purchase and refinance use cases, including conventional home purchase loans, rate-and-term refinances, cash-out refinances, VA refinances, FHA refinances, and home equity products.
Website and Branding
The public website listed in the evidence is www.agavehomeloans.com. Public trade names in the evidence include www.agavehomeloans.com and Agave Home Loans.
The scraped home page uses the Agave Home Loans name and describes the company as a mortgage broker in Arizona. The site also presents the brand around home loans, refinancing, cash-out loans, HELOCs, and home equity.
Headquarters
According to NMLS records, Agave Home Loans, LLC is located at 7776 S Pointe Pkwy W, Suite 100, Phoenix, AZ 85044, United States.
NMLS records list the company as formed in Arizona, United States. No address history was included in the available NMLS evidence.
Years in Operation
NMLS records list Agave Home Loans, LLC as formed on 01/21/2020. Based on the provided current year of 2026, that is approximately six years in operation.
Loan Types
The company website lists conventional loans, VA loans, FHA loans, jumbo loans, home equity loans, and HELOCs. The provided website scrape also identifies Non-QM among detected loan types.
The website states that conventional loans are available for home purchase, rate-and-term refinance, and cash-out refinance, with fixed-rate terms from 8 to 30 years. It also states that VA loans include purchase and refinance options for eligible veterans and active-duty service members, including VA IRRRL refinancing.
For FHA loans, the site describes purchase and refinance options, including FHA Streamline refinancing. For home equity loans and HELOCs, the site describes borrowing against home equity for uses such as renovations, debt consolidation, or major expenses.
Licensing Footprint
The licensing states available in the evidence come from the company website licensing page. That page lists Arizona, Minnesota, Missouri, and Virginia.
The NMLS Consumer Access fetch in the evidence was blocked, so the state list in this profile is based on the company website licensing page rather than a retrieved NMLS Consumer Access record.
Scale
The provided NMLS evidence lists 0 branches and no branch states for Agave Home Loans, LLC. No loan officer count was included in the evidence.
Reputation
A BBB search result in the evidence lists Agave Home Loans with an A rating and does not show BBB accreditation. Because this is third-party information, it should be read as a referenced public listing rather than an NMLS record.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
According to NMLS records, Agave Home Loans, LLC has NMLS company ID 1951574. Readers can verify current company and license details through the NMLS Consumer Access website.
Disclaimer
This profile is for informational purposes only. Agave Home Loans, LLC is listed in the provided NMLS evidence with NMLS ID 1951574.
Licensing information is subject to change. Readers should verify current licensing and company details directly with the lender or through NMLS Consumer Access.
NMLS #1951574 — Verify on NMLS Consumer Access — Profile last updated: July 10, 2026
Frequently Asked Questions
What is Agave Home Loans's NMLS number?
Agave Home Loans operates under NMLS #1951574. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is Agave Home Loans rated by customers?
Agave Home Loans has an average rating of 5 out of 5 based on 173 reviews aggregated from Better Business Bureau.
Where can I read reviews of Agave Home Loans?
Verified consumer ratings and reviews of Agave Home Loans are published on this FreeRateUpdate.com lender profile page.