Prosperity Home Mortgage    NMLS #75164

About Prosperity Home Mortgage

Overview

Prosperity Home Mortgage, LLC is a mortgage lender that operates across various states in the United States. As a limited liability company, they offer a range of home financing solutions tailored to meet the needs of homebuyers and homeowners. The company is known for its national presence and local expertise, aiming to provide a competitive edge to its clients through a variety of mortgage programs.

Business Type

Prosperity Home Mortgage, LLC is structured as a limited liability company. They function as a direct lender, providing both purchase and refinance mortgage options to their clients.

Website Branding

Prosperity Home Mortgage, LLC operates under several trade names including FM Lending Services, LLC, Long Mortgage Company, and Trident Mortgage, among others. Their primary websites are www.phmloans.com and www.prosperity-direct.com, where they present themselves as a provider of tailored home financing solutions.

Headquarters

The headquarters of Prosperity Home Mortgage, LLC is located at 3060 Williams Drive Suite 600, Fairfax, VA 22031, United States. The company was formed in the state of Virginia.

Years in Operation

Prosperity Home Mortgage, LLC was founded on June 23, 2006, making it 20 years in operation as of 2026.

Loan Types

Prosperity Home Mortgage, LLC offers Adjustable Rate Mortgages (ARM) among other mortgage products. Specific loan types are not extensively detailed in the available information.

Licensing Footprint

Prosperity Home Mortgage, LLC is licensed in the states of Missouri, New Jersey, Oregon, and Virginia. Licensing information was sourced from the company's website.

Scale

Prosperity Home Mortgage, LLC has a significant presence with 581 branches across various states including Alabama, Arizona, California, and more. This extensive branch network indicates a strong geographic presence.

Reputation

According to the Better Business Bureau, Prosperity Home Mortgage, LLC holds an A+ rating but is not accredited. No notable industry awards or recognition were identified for this lender at this time.

NMLS ID

Prosperity Home Mortgage, LLC is registered with the NMLS under the ID number 75164. Consumers can verify the company's license status at the NMLS Consumer Access website.

Disclaimer

This profile is for informational purposes only. Prosperity Home Mortgage, LLC's NMLS ID is 75164. Licensing information is subject to change, and readers should verify details directly with the lender or at the NMLS Consumer Access website.

NMLS #75164 — Verify on NMLS Consumer Access — Profile last updated: April 3, 2026