Prosperity Home Mortgage NMLS #75164
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Who is Prosperity Home Mortgage?
Prosperity Home Mortgage (NMLS #75164) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerProsperity Home Mortgage
- NMLS #75164
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 22,774 applications decided by Prosperity Home Mortgage, LLC in 2025, 20,869 were originated, 122 were approved but not accepted by the borrower, and 1,783 were denied.
- Median rate spread0.172 (reported on 20,091 originations, 778 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 92.2%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for Prosperity Home Mortgage, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Prosperity Home Mortgage
Overview
Prosperity Home Mortgage is a mortgage company with a physical branch network that reaches multiple regions of the United States. The company operates under the Prosperity Home Mortgage name and is registered in NMLS as a company in the residential mortgage industry.
Locations
Prosperity Home Mortgage has 576 branch locations across 35 states and the District of Columbia.
Company details and licensing
Prosperity Home Mortgage, LLC is a Virginia limited liability company formed on June 23, 2006. Its headquarters are at 3060 Williams Drive, Suite 600, Fairfax, Virginia 22031.
The company uses trade names including FM Lending Services, LLC, Long Mortgage Company, and Long & Foster Home Mortgage. Its NMLS company ID is 75164. Licensing is verifiable through NMLS Consumer Access.
Frequently Asked Questions
What is Prosperity Home Mortgage's NMLS number?
Prosperity Home Mortgage's NMLS number is 75164. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Prosperity Home Mortgage's NMLS ID?
Yes. We checked Prosperity Home Mortgage's company name and NMLS ID against the NMLS record on December 31, 2025. They've been in our lender network since April 2017. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Prosperity Home Mortgage?
This page has Prosperity Home Mortgage's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.