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Tomo Mortgage: 2025 loan data
Tomo Mortgage's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as TOMO MORTGAGE, LLC
- Home loans closed3,501Loans it funded in 2025
- Approval rate85.5%Of applications it said yes or no to
- Typical loan costs$4,298.16Middle amount, before taxes, prepaids and escrow
- Typical lender fees$274.73Its own charges to make the loan
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asTOMO MORTGAGE, LLC
- 2025 home loan decisionsOf 4,137 applications decided by TOMO MORTGAGE, LLC in 2025, 3,501 were originated, 38 were approved but not accepted by the borrower, and 598 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 85.5%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 4,847 applications were withdrawn by the borrower, 22 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.136 percentage points below the average prime offer rate (reported on 3,496 originations, 5 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$4,298.16 — originated closed-end household loans, 2025, 3,496 loans. FFIEC HMDA data browser.
- Median origination charges$274.73 — originated closed-end household loans, 2025, 3,496 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types3,390 Conventional, 93 FHA, 18 VA — of 3,501 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for TOMO MORTGAGE, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.