Mortgage Lender Reviews & Ratings » C2 Financial
Key Facts
- LenderC2 Financial
- NMLS # 135622
- Overall rating4.8 out of 5
- Total reviews4
- Review sourceBBB
- Last updated
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About C2 Financial
Overview
C2 Financial Corporation is a California corporation with an NMLS company ID of 135622, according to NMLS records. The company is headquartered in San Diego, California.
The company website describes C2 Financial as a mortgage broker. Its public materials refer to services in residential, commercial, reverse mortgage, and real estate categories, and one associated site discusses home purchase, refinance, and VA loan scenarios.
Based on the available records, C2 works through a branch network and uses a number of trade names. The mortgage business has many small labels tucked into the larger file, rather like tabs in a well-used folder.
Business Type
According to NMLS records, C2 Financial Corporation is organized as a corporation and was formed in California, United States.
The company website describes C2 Financial as a mortgage broker. An associated public site discusses both buying a home and refinancing, and it also references VA benefits.
Website Branding
The websites provided for C2 Financial Corporation are https://www.yourhomeloanguide.com/, www.C2financial.com, and www.c2fincorp.com/. The C2financial.com site presents the company as C2 Financial Corporation and describes it as a mortgage broker.
NMLS records list trade names including Cobalt Financial Corporation, Anchor Home Loans, C2 Funding, C2 Commercial, C2 Reverse Mortgage, C2 Mortgage, C2 Financial, Longevity Mortgage, Netlending, Texas Rate, and Rally Point Mortgage, among others.
Headquarters
According to NMLS records, C2 Financial Corporation's primary address is 12230 El Camino Real Suite 100, San Diego, CA 92130, United States.
NMLS records list the company as formed in California, United States. No address history was provided in the available evidence.
Years in Operation
NMLS records list C2 Financial Corporation's formation date as 04/02/2007. Using 2026 as the current year, that places the company at 19 years in operation.
Loan Types
C2 Financial's website lists service categories for residential, commercial, and reverse mortgage work. The same public materials also refer to real estate services.
An associated website discusses home purchase and refinance scenarios and specifically mentions VA loans. No additional named loan programs were confirmed in the provided evidence.
Licensing Footprint
State licensing information was not available from the public sources provided at this time. The NMLS Consumer Access page was listed, but the fetch status in the evidence was blocked and no licensed states were returned.
Branch locations are not the same thing as state licenses, so the branch-state list should not be read as a licensing map.
Scale
The NMLS-derived record provided lists 247 branches for C2 Financial Corporation.
Those branch locations are shown in Alabama, Arkansas, Arizona, California, Colorado, Florida, Hawaii, Idaho, Louisiana, Michigan, Minnesota, Missouri, Mississippi, Montana, Nebraska, Nevada, Oklahoma, Oregon, South Carolina, Texas, and Washington.
Reputation
The BBB information provided lists C2 Financial Corporation with an A rating and indicates that the company is not BBB accredited. The BBB confidence level in the evidence is marked as medium.
C2 Financial's website states that the company was named 2022 Mortgage Broker of the Year by NAMB.
NMLS ID
C2 Financial Corporation's NMLS company ID is 135622. Consumers can use the NMLS Consumer Access website to verify license status and other public registration details.
Disclaimer
This profile is for informational purposes only. C2 Financial Corporation is associated with NMLS ID 135622.
Licensing information is subject to change. Readers should verify current license status directly with the lender or through NMLS Consumer Access before making mortgage decisions.
NMLS #135622 — Verify on NMLS Consumer Access — Profile last updated: July 10, 2026
Frequently Asked Questions
What is C2 Financial's NMLS number?
C2 Financial operates under NMLS #135622. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
How is C2 Financial rated by customers?
C2 Financial has an average rating of 4.8 out of 5 based on 4 reviews aggregated from BBB.
Where can I read reviews of C2 Financial?
Verified consumer ratings and reviews of C2 Financial are published on this FreeRateUpdate.com lender profile page.