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Sage Home Loans: 2025 loan data
Sage Home Loans's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as SAGE HOME LOANS CORPORATION
- Home loans closed5,807Loans it funded in 2025
- Approval rate86.6%Of applications it said yes or no to
- Typical loan costs$4,525.80Middle amount, before taxes, prepaids and escrow
- Typical lender fees$1,494.00Its own charges to make the loan
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asSAGE HOME LOANS CORPORATION
- 2025 home loan decisionsOf 7,816 applications decided by SAGE HOME LOANS CORPORATION in 2025, 5,807 were originated, 958 were approved but not accepted by the borrower, and 1,051 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 86.6%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 2,432 applications were withdrawn by the borrower, 2,281 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.239 percentage points below the average prime offer rate (reported on 5,456 originations, 351 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$4,525.80 — originated closed-end household loans, 2025, 5,807 loans. FFIEC HMDA data browser.
- Median origination charges$1,494.00 — originated closed-end household loans, 2025, 5,807 loans. FFIEC HMDA data browser.
- Median lender credits$1,113.07 — originated closed-end household loans, 2025, 4,114 of 5,807 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types5,593 Conventional, 135 FHA, 79 VA — of 5,807 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for SAGE HOME LOANS CORPORATION — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.