Mortgage Lender Reviews & Ratings » Just Funded Mortgage
Just Funded Mortgage NMLS #1165808
Key Facts
- LenderJust Funded Mortgage
- NMLS # 1165808
- Review sourceVerified FreeRateUpdate.com customers
- Last updated
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About Just Funded Mortgage
Overview
HOME MORTGAGE ALLIANCE CORPORATION (HMAC) is a California corporation listed in NMLS records under company ID 1165808. According to those records, the company is headquartered in Santa Ana, California and was formed on February 25, 2013.
Based on available website evidence, HMAC operates under several public-facing mortgage brands and trade names. One reviewed site, Variant Lending Group, describes services for home purchase, refinance, and renovation financing, and lists VA and Non-QM loan programs.
The available evidence points to a mortgage company serving borrowers through multiple brand names and branch locations. As with any mortgage lender profile, the public record is a ledger, not a crystal ball, so license status and program availability should be verified directly with the company or through NMLS Consumer Access.
Business Type
According to NMLS records, HOME MORTGAGE ALLIANCE CORPORATION (HMAC) is organized as a Corporation and was formed in California, United States.
The available evidence does not clearly identify the company as either a mortgage broker or a direct lender. The Variant Lending Group website presents mortgage lending services for purchase, refinance, and renovation transactions.
Website and Branding
The available records list public website URLs including variantlendinggroup.com, www.americashomemtg.com, www.homemac.com, www.jetmortgage.com, www.mubarakmtg.com, www.prosperahomeloans.com, www.scionlending.com, www.unitedfundingco.com, and www.voltagemortgages.com.
Publicly listed trade names include HOME MORTGAGE ALLIANCE CORPORATION, HMAC, Home Mortgage Alliance Corp., Variant Lending Group, Jet Mortgage, Mubarak Mortgage, Prime One Home Loans, Residential Lending Solutions, Unite Mortgage, Scion Lending, Prospera Home Loans, United Funding Company, America's Home Mortgage, and RPM Lending, among others.
One reviewed website for America's Home Mortgage displayed an under-construction notice at the time of review. The Variant Lending Group website was accessible and presented mortgage purchase, refinance, renovation, VA, and Non-QM information.
Headquarters
According to NMLS records, HOME MORTGAGE ALLIANCE CORPORATION (HMAC) lists its main address as 4 Hutton Centre Dr Ste #500, Santa Ana, CA 92707, United States.
NMLS records list the company as formed in California, United States. No address history was provided in the available evidence.
Years in Operation
NMLS records list HOME MORTGAGE ALLIANCE CORPORATION (HMAC) as formed on February 25, 2013. Based on the provided current year of 2026, that places the company at 13 years in operation.
Loan Types
The reviewed Variant Lending Group website references home purchase loans, refinance loans, renovation financing, VA loans, VA IRRRL refinancing programs, and Non-QM programs.
The same website also describes Non-QM options tied to jumbo loans, alternative income, self-employed borrowers, and foreign nationals. For renovation financing, the site states that borrowers may buy a property and borrow additional money for repairs, with FHA, Fannie Mae, or portfolio loan products mentioned on the page.
Licensing Footprint
Based on the company website licensing information available for this profile, HOME MORTGAGE ALLIANCE CORPORATION (HMAC) is listed in 9 states: Arizona, California, Florida, Hawaii, Idaho, Illinois, Minnesota, Mississippi, and Missouri.
The NMLS Consumer Access page was not available from the provided evidence at the time of review, so this licensing list is based on the company website source rather than a live NMLS Consumer Access pull.
Scale
According to the available NMLS-derived branch data, HOME MORTGAGE ALLIANCE CORPORATION (HMAC) has 41 branch locations.
Those branch locations are listed across Alabama, Arizona, California, the District of Columbia, Delaware, Georgia, Hawaii, Illinois, Maryland, Minnesota, Missouri, New Jersey, Nevada, Pennsylvania, Texas, Virginia, and Washington. No loan officer count was provided in the available evidence.
Reputation
A BBB search result returned an A+ rating for HOME MORTGAGE ALLIANCE CORPORATION (HMAC) and indicated that the business is not BBB accredited. The BBB match confidence in the provided evidence is medium, so this item should be read with that caveat.
NMLS ID
HOME MORTGAGE ALLIANCE CORPORATION (HMAC) is listed with NMLS company ID 1165808. Consumers can use that number to look up the company through the NMLS Consumer Access website and review current license information.
Disclaimer
This profile is for informational purposes only. HOME MORTGAGE ALLIANCE CORPORATION (HMAC) is listed with NMLS ID 1165808.
Mortgage licensing information is subject to change. Readers should verify current licensing, branch, and program information directly with the lender or through NMLS Consumer Access before making decisions based on this profile.
NMLS #1165808 — Verify on NMLS Consumer Access — Profile last updated: July 16, 2026
Frequently Asked Questions
What is Just Funded Mortgage's NMLS number?
Just Funded Mortgage operates under NMLS #1165808. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
Where can I read reviews of Just Funded Mortgage?
Verified consumer ratings and reviews of Just Funded Mortgage are published on this FreeRateUpdate.com lender profile page.