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Guild Mortgage Company: 2025 loan data
Guild Mortgage Company's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as GUILD MORTGAGE COMPANY LLC
- Home loans closed86,111Loans it funded in 2025
- Approval rate95.3%Of applications it said yes or no to
- Typical loan costs$6,830.58Middle amount, before taxes, prepaids and escrow
- Typical lender fees$2,443.55Its own charges to make the loan
What it closes
86,111 home loans closed in 2025
Share of its 2025 home loans: 66% Conventional, 24% FHA, 8% VA and 2% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asGUILD MORTGAGE COMPANY LLC
- 2025 home loan decisionsOf 97,251 applications decided by GUILD MORTGAGE COMPANY LLC in 2025, 86,111 were originated, 6,554 were approved but not accepted by the borrower, and 4,586 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 95.3%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 22,782 applications were withdrawn by the borrower, 523 were closed for incompleteness, and 2,110 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.306 percentage points above the average prime offer rate (reported on 75,471 originations, 10,640 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$6,830.58 — originated closed-end household loans, 2025, 80,887 of 81,860 loans. FFIEC HMDA data browser.
- Median origination charges$2,443.55 — originated closed-end household loans, 2025, 80,888 of 81,860 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types56,705 Conventional, 20,919 FHA, 7,238 VA, 1,249 USDA — of 86,111 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for GUILD MORTGAGE COMPANY LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.