Beeline Loans, Inc. NMLS #1799947
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Who is Beeline Loans, Inc.?
Beeline Loans, Inc. (NMLS #1799947) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is Beeline Loans, Inc. legit?
Here's what public licensing records show. Beeline Loans, Inc. holds mortgage licenses in 24 states, including Arizona, Arkansas, Colorado, Connecticut, District of Columbia (NMLS ID #1799947, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerBeeline Loans, Inc.
- NMLS #1799947
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- Filed asBeeline Loans, Inc.
- 2025 home loan decisionsOf 1,717 applications decided by Beeline Loans, Inc. in 2025, 618 were originated, 3 were approved but not accepted by the borrower, and 1,096 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 36.2%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 1,341 applications were withdrawn by the borrower, 1,702 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.606 percentage points above the average prime offer rate (reported on 573 originations, 45 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median origination charges$2,577.62 — originated closed-end household loans, 2025, 284 of 286 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types618 Conventional — of 618 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for Beeline Loans, Inc. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Beeline Loans, Inc.
Overview
Beeline Loans, Inc. offers mortgage refinancing, FHA loans and home equity borrowing options. It also works with borrowers seeking Non-QM loans, which are mortgages evaluated outside standard qualified-mortgage rules.
Mortgage options
Beeline Loans, Inc. offers refinance options, FHA loans, Non-QM loans, home equity loans and home equity lines of credit.
In 2025 it made conventional loans. Its loans that year were for home purchases, refinances, cash-out refinances and home improvement.
Locations
Beeline Loans, Inc. has five branches in Arizona, Michigan, North Carolina, Texas and Virginia.
Company details and licensing
Beeline Loans, Inc. is a Rhode Island corporation formed on September 20, 2018. It does business under Rabbit Mortgage, Inc. and Beeline. Its headquarters are at 188 Valley Street, Suite 225, Providence, Rhode Island 02909, and its NMLS company ID is 1799947.
Beeline Loans, Inc. is licensed in Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, the District of Columbia, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia and Wisconsin.
Verify NMLS #1799947 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
Is Beeline Loans, Inc. legit?
Here's what public licensing records show. Beeline Loans, Inc. holds mortgage licenses in 24 states, including Arizona, Arkansas, Colorado, Connecticut, District of Columbia (NMLS ID #1799947, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is Beeline Loans, Inc.'s NMLS number?
Beeline Loans, Inc.'s NMLS number is 1799947. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Beeline Loans, Inc.'s NMLS ID?
Yes. We checked Beeline Loans, Inc.'s company name and NMLS ID against the NMLS record on November 20, 2025. They've been in our lender network since April 2020. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Beeline Loans, Inc.?
This page has Beeline Loans, Inc.'s NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.