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Freedom Mortgage: 2025 loan data
Freedom Mortgage's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as FREEDOM MORTGAGE CORPORATION
- Home loans closed69,982Loans it funded in 2025
- Approval rate85.4%Of applications it said yes or no to
- Typical loan costs$6,945.30Middle amount, before taxes, prepaids and escrow
- Typical lender fees$2,682.79Its own charges to make the loan
What it closes
69,982 home loans closed in 2025
Share of its 2025 home loans: 50% VA, 39% FHA, 11% Conventional and 0% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asFREEDOM MORTGAGE CORPORATION
- 2025 home loan decisionsOf 97,277 applications decided by FREEDOM MORTGAGE CORPORATION in 2025, 69,982 were originated, 13,079 were approved but not accepted by the borrower, and 14,216 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 85.4%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 33,620 applications were withdrawn by the borrower, 34,556 were closed for incompleteness, and 55,895 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.093 percentage points above the average prime offer rate (reported on 67,821 originations, 2,161 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$6,945.30 — originated closed-end household loans, 2025, 69,386 of 69,589 loans. FFIEC HMDA data browser.
- Median origination charges$2,682.79 — originated closed-end household loans, 2025, 69,386 of 69,589 loans. FFIEC HMDA data browser.
- Median lender credits$1,160.71 — originated closed-end household loans, 2025, 47,759 of 69,589 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types7,556 Conventional, 27,636 FHA, 34,772 VA, 18 USDA — of 69,982 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for FREEDOM MORTGAGE CORPORATION — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.