Mortgage Lender Reviews & Ratings » Consumer First Financial
Consumer First Financial NMLS #1816813
Key Facts
- LenderConsumer First Financial
- NMLS # 1816813
- Review sourceVerified FreeRateUpdate.com customers
- Last updated
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About Consumer First Financial
Overview
Consumer First Financial LLC is a mortgage company based in Chandler, Arizona, according to NMLS records. The company is listed with NMLS ID 1816813 and was formed in Arizona in 2018.
The company website presents Consumer First Financial as offering personalized mortgage services and states that it is family owned and operated since 2018. The site lists home purchase and refinance options, with products including conventional, VA, FHA, investment, new construction, and down payment assistance loans.
The website describes its audience as including first time buyers and experienced investors. That is the clean mortgage translation here: purchase loans, refinance options, and several named loan categories, all stated on the public site.
Business Type
According to NMLS records, Consumer First Financial LLC is organized as a Limited Liability Company. The available evidence does not clearly identify the company as either a mortgage broker or a direct lender.
The company website presents its services around home purchase and refinance options. It also refers to mortgage services and includes the phrase "As a lender" in a founder description.
Website and Branding
The public website listed for the company is consumer1stfinancial.com. The scraped website page title appears as Consumerfirstfinancial.com, and the site displays Consumer First Financial, LLC with NMLS #1816813.
The evidence also lists the trade name Consumer First Financial PLLC. Readers may notice the LLC and PLLC wording side by side in the available records and website materials, a small paperwork wrinkle worth reading exactly as listed.
Headquarters
According to NMLS records, Consumer First Financial LLC’s primary address is 4417 E Firestone Dr, Chandler, AZ 85249, United States.
NMLS records list the company as formed in Arizona, United States. The evidence provided includes this primary address and does not include prior addresses.
Years in Operation
NMLS records list Consumer First Financial LLC’s date formed as 11/01/2018. Using 2026 as the current year, the company has been in operation for about 8 years by calendar year.
Loan Types
The Consumer First Financial website lists home purchase and refinance options. Under loan types, the site lists Conventional, VA, FHA, Investment, New Construction, and Down Payment Assistance.
The evidence does not provide additional product detail beyond those labels. In mortgage-shelf terms, the site names several common loan categories, but it does not spell out program terms, eligibility rules, or pricing in the provided excerpt.
Licensing Footprint
Licensing information by state was not available from public sources in the evidence provided. The NMLS Consumer Access fetch was blocked, and no licensed states were returned.
Because no licensed states were available, this profile does not use branch locations as a substitute for licensing. Branches and licenses are different records, and the distinction matters.
Scale
The evidence lists 0 branches for Consumer First Financial LLC and no branch states. No loan officer count was provided.
Reputation
The BBB information in the evidence lists a C+ rating for Consumer First Financial and indicates that the business is not BBB accredited. This BBB match is provided with medium confidence.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
Consumer First Financial LLC’s NMLS company ID is 1816813, according to NMLS records.
Consumers can use the NMLS Consumer Access website to review current license status and related public registration information for the company.
Disclaimer
This profile is for informational purposes only. Consumer First Financial LLC is listed with NMLS ID 1816813.
Licensing information is subject to change. Readers should verify current licensing and registration details directly with the lender or through NMLS Consumer Access before making mortgage decisions.
NMLS #1816813 — Verify on NMLS Consumer Access — Profile last updated: July 13, 2026
Frequently Asked Questions
What is Consumer First Financial's NMLS number?
Consumer First Financial operates under NMLS #1816813. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
Where can I read reviews of Consumer First Financial?
Verified consumer ratings and reviews of Consumer First Financial are published on this FreeRateUpdate.com lender profile page.