Northpointe Bank NMLS #447490
At a glance
- HeadquartersGrand Rapids, MI
- Loan typesConventional, FHA and VA
- MakesPurchase, Refinance and Cash-out refinance
- Mortgage licenses in2 states
- Formed in1999
What it closes
6,396 home loans closed in 2025
Share of its 2025 home loans: 82% Conventional, 13% FHA, 5% VA and 0% Other types.
Ask Hope Anything About Mortgage & Home Equity!
Hope could not take that just now. Your question is still in the box.
Hope is AI and can make mistakes. Please double-check responses. About Hope * Advertising Disclosure
Key Facts
- Lender or brokerNorthpointe Bank
- NMLS #447490
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
Compare current mortgage rates · Mortgage calculator · All lender profiles
Bank facts
- Total assets$7.5 billionAs of June 30, 2026, per the FDIC
Northpointe Bank held $7,529,347,000 in total assets as of June 30, 2026, per the FDIC (certificate 34953). The FDIC and NMLS records both place it in Grand Rapids, Michigan. FDIC deposit insurance covers deposits held at the bank. It is the bank's coverage and does not extend to any mortgage.
About Northpointe Bank
Overview
Northpointe Bank is a bank and residential mortgage lender. It is federally regulated by the Federal Deposit Insurance Corporation.
Mortgage options
In 2025, Northpointe Bank made conventional, FHA, VA and USDA loans. Its loans that year were for home purchases, refinances and cash-out refinances.
Locations
Northpointe Bank has 18 branches in California, Colorado, Delaware, Kentucky, Massachusetts, North Carolina, New Jersey, Pennsylvania, Rhode Island, South Carolina, Texas, Utah and Virginia.
Company details and licensing
Northpointe Bank is a corporation formed in Michigan on April 28, 1999. Its headquarters are at 3333 Deposit Drive NE, Grand Rapids, Michigan 49546, and its NMLS company ID is 447490.
Northpointe Bank is licensed in Maryland, Maine, New Mexico, Nevada and Utah.
Verify NMLS #447490 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Is Northpointe Bank legit?
Here's what public licensing records show. Northpointe Bank holds mortgage lender licenses in Maryland, Utah (NMLS ID #447490, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
See the 2025 loan data: application outcomes, pricing, closing costs and loan mix from the public HMDA filing.
Frequently Asked Questions
Is Northpointe Bank legit?
Here's what public licensing records show. Northpointe Bank holds mortgage lender licenses in Maryland, Utah (NMLS ID #447490, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is Northpointe Bank's NMLS number?
Northpointe Bank's NMLS number is 447490. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Northpointe Bank's NMLS ID?
Yes. We checked Northpointe Bank's company name and NMLS ID against the NMLS record on October 14, 2026. They've been in our lender network since December 2016. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Northpointe Bank?
This page has Northpointe Bank's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.