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Wintrust Mortgage: 2025 loan data
Wintrust Mortgage's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as Barrington Bank & Trust Company, National Association
- Home loans closed7,752Loans it funded in 2025
- Approval rate90.9%Of applications it said yes or no to
- Typical loan costs$5,323.00Middle amount, before taxes, prepaids and escrow
- Typical lender fees$1,593.04Its own charges to make the loan
What it closes
7,752 home loans closed in 2025
Share of its 2025 home loans: 71% Conventional, 21% VA, 7% FHA and 1% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asBarrington Bank & Trust Company, National Association
- 2025 home loan decisionsOf 8,653 applications decided by Barrington Bank & Trust Company, National Association in 2025, 7,752 were originated, 113 were approved but not accepted by the borrower, and 788 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 90.9%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 2,938 applications were withdrawn by the borrower, 117 were closed for incompleteness, and 18 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.273 percentage points above the average prime offer rate (reported on 7,726 originations, 26 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$5,323.00 — originated closed-end household loans, 2025, 7,725 of 7,726 loans. FFIEC HMDA data browser.
- Median origination charges$1,593.04 — originated closed-end household loans, 2025, 7,725 of 7,726 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types5,517 Conventional, 553 FHA, 1,639 VA, 43 USDA — of 7,752 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for Barrington Bank & Trust Company, National Association — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.