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Cardinal Financial Company, LP: 2025 loan data
Cardinal Financial Company, LP's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
- Home loans closed12,657Loans it funded in 2025
- Approval rate89.2%Of applications it said yes or no to
- Typical loan costs$8,555.23Middle amount, before taxes, prepaids and escrow
- Typical lender fees$3,572.00Its own charges to make the loan
What it closes
12,657 home loans closed in 2025
Share of its 2025 home loans: 54% Conventional, 38% FHA, 7% VA and 1% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asCARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
- 2025 home loan decisionsOf 16,771 applications decided by CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP in 2025, 12,657 were originated, 2,301 were approved but not accepted by the borrower, and 1,813 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 89.2%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 788 applications were withdrawn by the borrower, 304 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.546 percentage points above the average prime offer rate (reported on 12,132 originations, 525 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$8,555.23 — originated closed-end household loans, 2025, 12,197 loans. FFIEC HMDA data browser.
- Median origination charges$3,572.00 — originated closed-end household loans, 2025, 12,197 loans. FFIEC HMDA data browser.
- Median lender credits$161.80 — originated closed-end household loans, 2025, 6,360 of 12,197 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types6,873 Conventional, 4,856 FHA, 857 VA, 71 USDA — of 12,657 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.