RANLife Home Loans NMLS #3151
Website: ranlife.com
At a glance
- HeadquartersSandy, UT
- Loan typesFHA, Conventional and VA
- MakesPurchase, Refinance and Cash-out refinance
- Mortgage licenses in28 states
- Formed in2001
2025 figures are for RANLIFE, INC.'s filing.
What it closes
972 home loans closed in 2025
Share of its 2025 home loans: 48% FHA, 43% Conventional, 9% VA and 0% Other types.
Ask Hope Anything About Mortgage & Home Equity!
Hope could not take that just now. Your question is still in the box.
Hope is AI and can make mistakes. Please double-check responses. About Hope * Advertising Disclosure
Key Facts
- Lender or brokerRANLife Home Loans
- NMLS #3151
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- Profile updated
- Biography reviewed byPaige Sutton, NMLS #1888684 ()
Compare current mortgage rates · Mortgage calculator · All lender profiles
About RANLife Home Loans
Overview
RANLife Home Loans is a residential mortgage lender based in Utah. It works with purchase, refinance and home-equity borrowing, with mortgage options that include government-backed and specialty loan programs.
Mortgage options
RANLife Home Loans offers USDA, jumbo, construction, renovation, adjustable-rate, reverse mortgage and Non-QM loans, along with home equity lines of credit, or HELOCs. In 2025 it made conventional, FHA and VA loans. Its loans that year were for home purchases, refinances and cash-out refinances.
How it works
Borrowers can start a purchase or refinance inquiry with a quick form that asks for the loan type and state. The form includes email or text verification.
Locations
RANLife Home Loans has seven branches in Arizona, Montana, Oregon, South Carolina, South Dakota and Utah.
Company details and licensing
The legal entity is RANLife, Inc., a corporation formed in Utah on October 31, 2001. Supported trade names include Residential Acceptance Network, Inc., Ranlife and Funding Pool. The company is headquartered at 9272 S 700 E, Sandy, Utah 84070, and its NMLS company ID is 3151.
RANLife Home Loans is licensed in Arkansas, Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Montana, North Carolina, New Jersey, New Mexico, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia and Washington.
Verify NMLS #3151 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Is RANLife Home Loans legit?
Here's what public licensing records show. RANLife Home Loans holds mortgage licenses in 28 states, including Arizona, Arkansas, California, Colorado, Florida (NMLS ID #3151, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
See the 2025 loan data: application outcomes, pricing, closing costs and loan mix from the public HMDA filing.
Frequently Asked Questions
Is RANLife Home Loans legit?
Here's what public licensing records show. RANLife Home Loans holds mortgage licenses in 28 states, including Arizona, Arkansas, California, Colorado, Florida (NMLS ID #3151, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is RANLife Home Loans's NMLS number?
RANLife Home Loans's NMLS number is 3151. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified RANLife Home Loans's NMLS ID?
Yes. We checked RANLife Home Loans's company name and NMLS ID against the NMLS record on October 14, 2026. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about RANLife Home Loans?
This page has RANLife Home Loans's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.