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1st Signature Lending: 2025 loan data
1st Signature Lending's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as 1ST SIGNATURE LENDING, LLC
- Home loans closed986Loans it funded in 2025
- Approval rate93.2%Of applications it said yes or no to
- Typical loan costs$14,836.78Middle amount, before taxes, prepaids and escrow
- Typical lender fees$6,689.11Its own charges to make the loan
What it closes
986 home loans closed in 2025
Share of its 2025 home loans: 72% FHA, 20% VA, 5% USDA and 3% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed as1ST SIGNATURE LENDING, LLC
- 2025 home loan decisionsOf 1,058 applications decided by 1ST SIGNATURE LENDING, LLC in 2025, 986 were originated, 0 were approved but not accepted by the borrower, and 72 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 93.2%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 506 applications were withdrawn by the borrower, 0 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.299 percentage points above the average prime offer rate (reported on 986 originations)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$14,836.78 — originated closed-end household loans, 2025, 981 of 986 loans. FFIEC HMDA data browser.
- Median origination charges$6,689.11 — originated closed-end household loans, 2025, 986 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types28 Conventional, 713 FHA, 198 VA, 47 USDA — of 986 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for 1ST SIGNATURE LENDING, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.