LowerOurMortgage NMLS #939493
At a glance
- HeadquartersFreeport, FL
- Licensed in3 states
- Formed in2005
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Who is LowerOurMortgage?
LowerOurMortgage (NMLS #939493) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is LowerOurMortgage legit?
Here's what public licensing records show. LowerOurMortgage holds mortgage broker licenses in California, Colorado, Florida (NMLS ID #939493, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerLowerOurMortgage
- NMLS #939493
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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About LowerOurMortgage
Overview
LowerOurMortgage is a mortgage company for borrowers considering home-loan financing. The company focuses its borrower-facing message on refinancing an existing mortgage.
Mortgage options
LowerOurMortgage identifies VA loans and conventional loans among its mortgage options.
How it works
Borrowers seeking pre-approval are directed to apply by phone at (949) 500-1719.
Locations
LowerOurMortgage has one branch in California.
Company details and licensing
The legal entity is PACIFIC PINEAPPLE PARTNERS, a corporation formed in California on July 13, 2005. Supported trade names include LowerOurMortgage.com, Realty Co-Op, and Pacific Pineapple Partners, Inc. The company is headquartered at 93 Constellation Ave, Freeport, Florida 32439, and its NMLS company ID is 939493.
LowerOurMortgage is licensed in California, Colorado, Florida, and Virginia.
Verify NMLS #939493 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
Is LowerOurMortgage legit?
Here's what public licensing records show. LowerOurMortgage holds mortgage broker licenses in California, Colorado, Florida (NMLS ID #939493, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is LowerOurMortgage's NMLS number?
LowerOurMortgage's NMLS number is 939493. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified LowerOurMortgage's NMLS ID?
Yes. We checked LowerOurMortgage's company name and NMLS ID against the NMLS record on October 14, 2026. They've been in our lender network since August 2016. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about LowerOurMortgage?
This page has LowerOurMortgage's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.