Herring Bank: 2025 loan data

Herring Bank's 2025 at a glance, from the public report every mortgage lender files each year.

Filed as Herring Bank

Home loans closed93Loans it funded in 2025
Approval rate97%Of applications it said yes or no to

These describe the lender's past loans. They are not a quote or a promise for your loan.

How these numbers are counted

Reported application outcomes and pricing, 2025

Filed asHerring Bank
2025 home loan decisionsOf 101 applications decided by Herring Bank in 2025, 93 were originated, 5 were approved but not accepted by the borrower, and 3 were denied.
Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 97%. Withdrawn, incomplete and purchased loans are not counted.
Withdrawn, incomplete and purchasedBeyond the decisions above, 22 applications were withdrawn by the borrower, 0 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
Median rate spreadNot computed — no originations reported a spread.

These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.

Reported product mix, 2025

Loan types77 Conventional, 12 FHA, 4 VA — of 93 reported originations, 2025. FFIEC HMDA data browser.

Evidence read November 11, 2026

Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for Herring Bank — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.

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