Gold Star Mortgage Financial Group NMLS #3446
Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days
Who is Gold Star Mortgage Financial Group?
Gold Star Mortgage Financial Group (NMLS #3446) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerGold Star Mortgage Financial Group
- NMLS #3446
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 8,350 applications decided by GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION in 2025, 6,891 were originated, 1,073 were approved but not accepted by the borrower, and 386 were denied.
- Median rate spread0.426 (reported on 6,891 originations)
That is an approval rate of 95.4%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Gold Star Mortgage Financial Group
Overview
Gold Star Mortgage Financial Group, Corporation is a mortgage lender whose borrower paths include home purchase, refinance, reverse mortgage, and investment or commercial financing. Borrowers can begin with Loan Match, a no-credit-pull option for seeing program categories, or work with a loan officer.
Mortgage options
Mortgage options include conventional, FHA, VA, USDA, jumbo, and non-QM loans, as well as down payment assistance connected with first-time-buyer scenarios. Refinance choices include rate-and-term, streamline, and cash-out refinancing.
Reverse mortgage options include HECM and proprietary program categories. Investment and commercial programs include DSCR, short-term-rental, rental, and commercial property financing.
Locations
Gold Star Mortgage Financial Group, Corporation has 101 branches across 34 states.
Company details and licensing
Gold Star Mortgage Financial Group, Corporation is a corporation formed in Michigan, United States, on October 18, 2000. Its headquarters are at 2350 Green Road, Suite 100B, Ann Arbor, Michigan 48105. NMLS company ID is 3446.
Trade names include Gold Star Mortgage, Reach Home Loans, and City First Mortgage.
Gold Star Mortgage Financial Group, Corporation is licensed in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, the District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.
Verify NMLS #3446 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is Gold Star Mortgage Financial Group's NMLS number?
Gold Star Mortgage Financial Group's NMLS number is 3446. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Gold Star Mortgage Financial Group's NMLS ID?
Yes. We checked Gold Star Mortgage Financial Group's company name and NMLS ID against the NMLS record on January 14, 2026. They've been in our lender network since December 2011. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Gold Star Mortgage Financial Group?
This page has Gold Star Mortgage Financial Group's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.