Spectrum One Mortgage NMLS #332549
At a glance
- HeadquartersScottsdale, AZ
- Licensed in2 states
- Formed in2009
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Who is Spectrum One Mortgage?
Spectrum One Mortgage (NMLS #332549) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is Spectrum One Mortgage legit?
Here's what public licensing records show. Spectrum One Mortgage holds mortgage lender licenses in Arizona, California (NMLS ID #332549, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerSpectrum One Mortgage
- NMLS #332549
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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About Spectrum One Mortgage
Overview
Spectrum One Mortgage is a mortgage company for borrowers seeking home loans in the California area, including Orange County. Its consumer-facing loan information is organized around common borrowing needs such as buying a home, refinancing, and using home equity.
Mortgage options
Spectrum One Mortgage offers purchase and refinance loans, cash-out home loans, reverse mortgages, conventional loans, FHA loans, VA loans, jumbo loans, and FHA 203(k) renovation loans.
Locations
Spectrum One Mortgage has two branch locations, with branches in California and Texas.
Company details and licensing
Spectrum One Mortgage Corporation is a corporation formed in California, United States, on March 4, 2009. It uses the trade names Spectrum One Investments Inc and Spectrum One Mortgage. Its headquarters are at 28150 N Alma School Pkwy Suite 103-532 in Scottsdale, Arizona. The company’s NMLS ID is 332549. Licensing is verifiable through NMLS Consumer Access.
Verify NMLS #332549 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
Is Spectrum One Mortgage legit?
Here's what public licensing records show. Spectrum One Mortgage holds mortgage lender licenses in Arizona, California (NMLS ID #332549, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is Spectrum One Mortgage's NMLS number?
Spectrum One Mortgage's NMLS number is 332549. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Spectrum One Mortgage's NMLS ID?
Yes. We checked Spectrum One Mortgage's company name and NMLS ID against the NMLS record on October 10, 2026. They've been in our lender network since November 2011. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Spectrum One Mortgage?
This page has Spectrum One Mortgage's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.