Security National Mortgage NMLS #3116
Active Matched with at least one FreeRateUpdate rate shopper in the last 180 days
Who is Security National Mortgage?
Security National Mortgage (NMLS #3116) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Key Facts
- Lender or brokerSecurity National Mortgage
- NMLS #3116
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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Reported application outcomes and pricing, 2025
- 2025 home loan decisionsOf 6,905 applications decided by SECURITYNATIONAL MORTGAGE COMPANY in 2025, 5,896 were originated, 19 were approved but not accepted by the borrower, and 990 were denied.
- Median rate spread0.677 (reported on 5,360 originations, 536 reported no spread at all -- a median of what was reported, not of everything originated)
That is an approval rate of 85.7%. Withdrawn, incomplete and purchased loans are not counted here and are not part of that rate.
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Evidence read 2026-10-10T20:58:22+00:00
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for SECURITYNATIONAL MORTGAGE COMPANY — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
About Security National Mortgage
Overview
SecurityNational Mortgage Company is a mortgage company that serves borrowers through local offices. Its physical branch network gives the company a branch-based presence rather than a single-office model.
How it works
Borrowers can work with SecurityNational Mortgage Company through physical branches. The company’s branch model is organized across multiple states, so borrower contact may be tied to a local office rather than only to a central headquarters.
Locations
SecurityNational Mortgage Company has 196 physical branches in 35 states.
Company details and licensing
SecurityNational Mortgage Company is a corporation formed in Utah on June 25, 1993. The company is headquartered at 433 Ascension Way, 5th Floor, Salt Lake City, Utah 84123. Supported trade names include SN Mortgage Company, Melco Legacy Loans, and Southern Security Mortgage Company. Its NMLS company ID is 3116. Licensing is verifiable through NMLS Consumer Access.
Frequently Asked Questions
What is Security National Mortgage's NMLS number?
Security National Mortgage's NMLS number is 3116. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Security National Mortgage's NMLS ID?
Yes. We checked Security National Mortgage's company name and NMLS ID against the NMLS record on May 20, 2026. They've been in our lender network since October 2011. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Security National Mortgage?
This page has Security National Mortgage's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.