Mortgage Lender Reviews & Ratings » Security National Mortgage
Security National Mortgage NMLS #3116
Key Facts
- LenderSecurity National Mortgage
- NMLS # 3116
- Review sourceVerified FreeRateUpdate.com customers
- Last updated
Compare current mortgage rates · Mortgage calculator · All lender reviews
About Security National Mortgage
Overview
SecurityNational Mortgage Company is listed in NMLS records as a Utah corporation with NMLS ID 3116. Its public website presents the company as a home mortgage lender serving borrowers looking for a home loan or a refinance.
The company website describes mortgage help for first-time homebuyers and for borrowers who have been through the process before. It also mentions a HELOC program called SNEquity and a mobile app, SNapp Home, for prequalification, document upload, loan updates, and communication with a loan officer.
According to the available branch data, SecurityNational Mortgage Company has 197 branches across 35 states. Branches are physical office records and should not be read as the same thing as state licensing.
Business Type
According to NMLS records, SecurityNational Mortgage Company is organized as a Corporation. Its public website and page title describe the company as a home mortgage lender.
The company website refers to both home loans and refinance loans. Based on the available information, the site presents the company as serving purchase and refinance borrowers.
Website Branding
The available website URLs for SecurityNational Mortgage Company are www.snmc.com and www.MelcoLegacyLoans.com. The main website page title is publicly listed as “SecurityNational Mortgage Company | Home Mortgage Lender.”
NMLS records list trade names including SecurityNational Mortgage Company, Inc., SN Mortgage Company, Melco Legacy Loans, SNF Direct Lending, The Vasquez Group, Avalon Home Lending, Delta Financial Lending, Southern Security Mortgage Company, Pacific Lending Partners, SNF Direct Funding, SN Mortgage, Silver Ridge Mortgage, Liberty Star Mortgage, and Security National Reverse Mortgage Company of Utah.
Headquarters
According to NMLS records, SecurityNational Mortgage Company’s primary address is 433 Ascension Way, 5th Floor, Salt Lake City, UT 84123, United States.
NMLS records list the company as formed in Utah, United States. No address history was included in the provided NMLS record.
Years in Operation
NMLS records list SecurityNational Mortgage Company’s formation date as June 25, 1993. As of 2026, that indicates 33 years in operation.
Loan Types
The company website refers to home loans and refinance loans. It also specifically mentions SNEquity, described on the site as an exclusive HELOC program.
The available website scrape detected HELOC as a listed loan type. No additional specific loan categories, such as FHA, VA, conventional, jumbo, or USDA loans, were identified in the provided evidence.
Licensing Footprint
The available licensing list comes from the company website’s state licensing page. That page lists six states: HI, ID, MN, MS, MO, and NJ.
NMLS Consumer Access was blocked in the provided evidence, so no separate NMLS Consumer Access licensing list was available here. Licensing can change, and branch locations should not be treated as a substitute for license status.
Scale
The available branch data lists 197 SecurityNational Mortgage Company branches. Those branches are recorded in AL, AR, AZ, CA, CO, CT, FL, GA, HI, ID, IL, IN, KY, LA, MD, MN, MO, MT, NC, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV, and WY.
No loan officer count, mortgage volume figure, or ranking was included in the provided evidence.
Reputation
The available BBB search record did not provide a rating and indicated the company was not accredited, though the confidence for this match was low.
No notable industry awards or recognition were identified for this lender at this time.
NMLS ID
SecurityNational Mortgage Company’s NMLS company ID is 3116. Consumers can use the NMLS Consumer Access website to verify company licensing and registration information.
Disclaimer
This profile is for informational purposes only. SecurityNational Mortgage Company is listed with NMLS ID 3116.
Licensing information is subject to change. Readers should verify current license status directly with the lender or through NMLS Consumer Access before making mortgage decisions.
NMLS #3116 — Verify on NMLS Consumer Access — Profile last updated: July 10, 2026
Frequently Asked Questions
What is Security National Mortgage's NMLS number?
Security National Mortgage operates under NMLS #3116. You can verify its license on the NMLS Consumer Access database at nmlsconsumeraccess.org.
Where can I read reviews of Security National Mortgage?
Verified consumer ratings and reviews of Security National Mortgage are published on this FreeRateUpdate.com lender profile page.