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Peoples Mortgage: 2025 loan data
Peoples Mortgage's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as MORIA DEVELOPMENT, INC.
Peoples Mortgage is a registered trade name of Moria Development, Inc. (NMLS #6274), which filed these figures.
- Home loans closed2,983Loans it funded in 2025
- Approval rate96.8%Of applications it said yes or no to
- Typical loan costs$7,534.52Middle amount, before taxes, prepaids and escrow
- Typical lender fees$2,856.44Its own charges to make the loan
What it closes
2,983 home loans closed in 2025
Share of its 2025 home loans: 62% Conventional, 30% FHA, 7% VA and 1% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asMORIA DEVELOPMENT, INC.
- Peoples Mortgage is a registered trade name of Moria Development, Inc. (NMLS #6274), which filed these figures.
- 2025 home loan decisionsOf 3,114 applications decided by MORIA DEVELOPMENT, INC. in 2025, 2,983 were originated, 30 were approved but not accepted by the borrower, and 101 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 96.8%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 950 applications were withdrawn by the borrower, 148 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.423 percentage points above the average prime offer rate (reported on 2,700 originations, 283 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$7,534.52 — originated closed-end household loans, 2025, 2,883 of 2,884 loans. FFIEC HMDA data browser.
- Median origination charges$2,856.44 — originated closed-end household loans, 2025, 2,884 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types1,835 Conventional, 881 FHA, 222 VA, 45 USDA — of 2,983 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for MORIA DEVELOPMENT, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.