Pacific National Lending NMLS #115924

At a glance

  • HeadquartersGold River, CA
  • Licensed in1 state
  • Formed in2006

Ask Hope Anything About Mortgage & Home Equity!

Hope is AI and can make mistakes. Please double-check responses. About Hope * Advertising Disclosure

Who is Pacific National Lending?

Pacific National Lending (NMLS #115924) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.

Is Pacific National Lending legit?

Here's what public licensing records show. Pacific National Lending holds mortgage licenses in California (NMLS ID #115924, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.

Key Facts

  • Lender or brokerPacific National Lending
  • NMLS #115924
  • Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
  • In the FreeRateUpdate network since
  • Profile updated

About Pacific National Lending

Overview

Pacific National Lending is a mortgage lender serving borrowers in Rancho Cordova and the Greater Sacramento area. The company works with home buyers and homeowners seeking refinance loans.

Mortgage options

Mortgage options include purchase loans, refinance loans, cash-out refinance loans, conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, adjustable-rate loans, reverse mortgages, and DSCR and investor loans. The company also identifies first-time homebuyer lending among its loan options.

Company details and licensing

Pacific National Lending, Inc. is a corporation formed in California on September 13, 2006. Its headquarters are at 2377 Gold Meadow Way #100, Gold River, California 95670.

The company’s NMLS ID is 115924. It also has the trade name Pacific Nationial Lending, Inc. Pacific National Lending is licensed in California.

Verify NMLS #115924 on NMLS Consumer Access

Sources

Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.

Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.

Frequently Asked Questions

Is Pacific National Lending legit?

Here's what public licensing records show. Pacific National Lending holds mortgage licenses in California (NMLS ID #115924, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.

What is Pacific National Lending's NMLS number?

Pacific National Lending's NMLS number is 115924. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.

Has FreeRateUpdate verified Pacific National Lending's NMLS ID?

Yes. We checked Pacific National Lending's company name and NMLS ID against the NMLS record on October 9, 2026. They've been in our lender network since March 2012. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.

Where can I learn more about Pacific National Lending?

This page has Pacific National Lending's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.

Mortgage and Home Equity Calculators

Estimate a payment before you talk to a lender. Each explains its math.

Mortgage Guides and Answers

The questions rate shoppers ask, and the explainers that go with them.

  • FAQ Answers to common mortgage and home equity questions, grouped by topic.
  • Blogs Longer explainers on buying, refinancing and borrowing against equity.
  • Is a Lender Legitimate? Check a company or loan officer in the free NMLS lookup.
  • Direct Lender or Broker? Who actually underwrites and funds your loan, and how to ask.

FreeRateUpdate Rates & Data

The rate and market data we publish, including figures measured from our own lender network and the consumers who shop rates here.