NationsChoice Mortgage NMLS #164626
At a glance
- HeadquartersGILBERT, AZ
- Size38 home loans closed in 2025
- Loan typesConventional
- Licensed in2 states
- Formed in1994
2025 figures are for FISHER FINANCIAL GROUP, INCORPORATED's filing.
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Who is NationsChoice Mortgage?
NationsChoice Mortgage (NMLS #164626) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is NationsChoice Mortgage legit?
Here's what public licensing records show. NationsChoice Mortgage holds mortgage lender licenses in Arizona, California (NMLS ID #164626, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerNationsChoice Mortgage
- NMLS #164626
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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About NationsChoice Mortgage
Overview
NationsChoice Mortgage is a mortgage company operating under the NationsChoice Mortgage name. It is tied to an Arizona corporation with a Gilbert office.
Company details and licensing
The legal entity is Fisher Financial Group, Incorporated, a corporation formed in Arizona on May 13, 1994. Its headquarters is 3303 E. Baseline Road, #7/118, Gilbert, Arizona 85234. The company uses trade names including Fisher Financial Group, Inc., CLOSEIN10.COM, and NationsChoice Mortgage.
NationsChoice Mortgage has NMLS company ID 164626 and is licensed in Arizona and California.
Verify NMLS #164626 on NMLS Consumer Access
Sources
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asFISHER FINANCIAL GROUP, INCORPORATED
- NationsChoice Mortgage is a registered trade name of Fisher Financial Group, Incorporated (NMLS #164626), which filed these figures.
- 2025 home loan decisionsOf 40 applications decided by FISHER FINANCIAL GROUP, INCORPORATED in 2025, 38 were originated, 2 were approved but not accepted by the borrower, and 0 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 100%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 16 applications were withdrawn by the borrower, 0 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.165 percentage points above the average prime offer rate (reported on 38 originations)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported product mix, 2025
- Loan types34 Conventional, 4 VA — of 38 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for FISHER FINANCIAL GROUP, INCORPORATED — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
Is NationsChoice Mortgage legit?
Here's what public licensing records show. NationsChoice Mortgage holds mortgage lender licenses in Arizona, California (NMLS ID #164626, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is NationsChoice Mortgage's NMLS number?
NationsChoice Mortgage's NMLS number is 164626. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified NationsChoice Mortgage's NMLS ID?
Yes. We checked NationsChoice Mortgage's company name and NMLS ID against the NMLS record on October 14, 2026. They've been in our lender network since February 2013. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about NationsChoice Mortgage?
This page has NationsChoice Mortgage's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.