Erates Mortgage NMLS #1071

At a glance

  • HeadquartersConshohocken, PA
  • Formed in1994

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Who is Erates Mortgage?

Erates Mortgage (NMLS #1071) is a lender or broker listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.

Key Facts

  • Lender or brokerErates Mortgage
  • NMLS #1071
  • Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
  • In the FreeRateUpdate network since
  • Profile updated

About Erates Mortgage

Overview

Erates Mortgage is a mortgage lender connected with Finance of America’s home-equity mortgage business. The company works in home-equity lending, with mortgage options centered on reverse mortgage borrowing.

Mortgage options

Mortgage options include reverse mortgage loans for homeowners age 55 and older and HomeSafe Second, a home-equity option that does not require refinancing or a traditional HELOC.

How it works

The company provides an online reverse mortgage calculator and an estimate form for borrowers to enter information about their home and financial situation.

Locations

The company has 305 physical branches.

Company details and licensing

Finance of America Mortgage LLC is a Delaware limited liability company formed on July 11, 1994. Its headquarters are at 1 West Elm Street, Suite 100, Conshohocken, Pennsylvania 19428. Trade names include eRates Mortgage, Finance of America Mortgage, and Lending.com. NMLS company ID is 1071. Licensing is verifiable through NMLS Consumer Access.

Verify NMLS #1071 on NMLS Consumer Access

Sources

Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.

Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.

Frequently Asked Questions

What is Erates Mortgage's NMLS number?

Erates Mortgage's NMLS number is 1071. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.

Has FreeRateUpdate verified Erates Mortgage's NMLS ID?

Yes. We checked Erates Mortgage's company name and NMLS ID against the NMLS record on October 10, 2026. They've been in our lender network since January 2016. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.

Where can I learn more about Erates Mortgage?

This page has Erates Mortgage's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.

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