VanDyk Mortgage NMLS #3035
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At a glance
- HeadquartersGrand Rapids, MI
- Size2,428 home loans closed in 2025
- Loan typesConventional, FHA and VA
- Licensed in43 states
- Formed in1987
2025 figures are for VAN DYK MORTGAGE CORPORATION's filing.
What it closes
Share of its 2025 home loans: 57% Conventional, 30% FHA, 10% VA and 3% Other types.
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Who is VanDyk Mortgage?
VanDyk Mortgage (NMLS #3035) is a lender listed in the NMLS registry. FreeRateUpdate publishes this review alongside current mortgage rates, a rate finder, and mortgage calculators.
Is VanDyk Mortgage legit?
Here's what public licensing records show. VanDyk Mortgage holds mortgage licenses in 43 states, including Alaska, Arizona, Arkansas, California, Colorado (NMLS ID #3035, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
Key Facts
- Lender or brokerVanDyk Mortgage
- NMLS #3035
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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About VanDyk Mortgage
Overview
VanDyk Mortgage works with borrowers buying a home or refinancing an existing loan. Borrowers work with the company through loan officers.
Mortgage options
VanDyk Mortgage offers home purchase and refinance loans, including conventional, FHA, USDA, and adjustable-rate mortgages. In 2025 it made conventional, FHA, VA, and USDA loans. Its loans that year were for home purchases, refinances, and cash-out refinances.
Locations
VanDyk Mortgage has 150 branches in 30 states, with offices spread across the Midwest, South, West, and parts of the Northeast.
Company details and licensing
Van Dyk Mortgage Corporation is a corporation formed in Michigan on July 10, 1987. It is headquartered at 2449 Camelot Court SE in Grand Rapids, Michigan, and its NMLS company ID is 3035. Trade names include The Home Lending Center, Affordable Interest Mortgage, and Foremost Mortgage Company.
VanDyk Mortgage is licensed in Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, the District of Columbia, Delaware, Florida, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia, and Wyoming.
Verify NMLS #3035 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Formation date and trade names come from NMLS registry records. FreeRateUpdate is not affiliated with NMLS, and NMLS has not reviewed, endorsed, or approved FreeRateUpdate or this page.
Additional information
Reported application outcomes and pricing, 2025
- Filed asVAN DYK MORTGAGE CORPORATION
- 2025 home loan decisionsOf 2,518 applications decided by VAN DYK MORTGAGE CORPORATION in 2025, 2,428 were originated, 14 were approved but not accepted by the borrower, and 76 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 97%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 1,076 applications were withdrawn by the borrower, 12 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.337 percentage points above the average prime offer rate (reported on 2,339 originations, 89 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$5,742.86 — originated closed-end household loans, 2025, 2,380 of 2,428 loans. FFIEC HMDA data browser.
- Median origination charges$1,790.00 — originated closed-end household loans, 2025, 2,427 of 2,428 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types1,374 Conventional, 733 FHA, 251 VA, 70 USDA — of 2,428 reported originations, 2025. FFIEC HMDA data browser.
Evidence read October 20, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for VAN DYK MORTGAGE CORPORATION — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.
Frequently Asked Questions
Is VanDyk Mortgage legit?
Here's what public licensing records show. VanDyk Mortgage holds mortgage licenses in 43 states, including Alaska, Arizona, Arkansas, California, Colorado (NMLS ID #3035, per NMLS records as of October 1, 2026). FreeRateUpdate publishes a Score built from public data and our own records. It does not endorse or vouch for any lender. You can confirm any lender's license yourself at nmlsconsumeraccess.org.
What is VanDyk Mortgage's NMLS number?
VanDyk Mortgage's NMLS number is 3035. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified VanDyk Mortgage's NMLS ID?
Yes. We checked VanDyk Mortgage's company name and NMLS ID against the NMLS record on October 9, 2026. They've been in our lender network since April 2011. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about VanDyk Mortgage?
This page has VanDyk Mortgage's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.