PRMI: 2025 loan data
PRMI's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as PRIMARY RESIDENTIAL MORTGAGE, INC.
- Home loans closed9,570Loans it funded in 2025
- Approval rate92.6%Of applications it said yes or no to
- Typical loan costs$7,391.00Middle amount, before taxes, prepaids and escrow
- Typical lender fees$2,944.88Its own charges to make the loan
What it closes
9,570 home loans closed in 2025
Share of its 2025 home loans: 62% Conventional, 28% FHA, 8% VA and 2% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asPRIMARY RESIDENTIAL MORTGAGE, INC.
- 2025 home loan decisionsOf 10,336 applications decided by PRIMARY RESIDENTIAL MORTGAGE, INC. in 2025, 9,570 were originated, 1 was approved but not accepted by the borrower, and 765 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 92.6%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 3,044 applications were withdrawn by the borrower, 390 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.434 percentage points above the average prime offer rate (reported on 9,488 originations, 82 reported no spread at all — a median of what was reported, not of everything originated)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median total loan costs$7,391.00 — originated closed-end household loans, 2025, 9,488 of 9,489 loans. FFIEC HMDA data browser.
- Median origination charges$2,944.88 — originated closed-end household loans, 2025, 9,488 of 9,489 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types5,899 Conventional, 2,725 FHA, 785 VA, 161 USDA — of 9,570 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for PRIMARY RESIDENTIAL MORTGAGE, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.