Ideal Financial NMLS #251531
Key Facts
- Lender or brokerIdeal Financial
- NMLS #251531
- Verified by FreeRateUpdateCompany name and NMLS ID, checked against NMLS on
- In the FreeRateUpdate network since
- Profile updated
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About Ideal Financial
Overview
Ideal Financial, Inc. is a mortgage company with NMLS ID 251531. The company is a corporation formed in California and headquartered in Las Vegas, Nevada.
Ideal Financial presents itself as an independent California mortgage broker. Its mortgage work includes reverse mortgages, conventional purchase loans, refinance loans, hard money and private lending, Alt-A loans, Non-QM loans, FHA loans and adjustable-rate mortgages.
The company describes reverse mortgages as its specialty, including FHA-insured HECM loans for homeowners age 62 and older and proprietary jumbo reverse mortgage programs that start at age 55.
Business Type
Ideal Financial, Inc. is a corporation. The company operates as an independent mortgage broker rather than presenting itself as a single-bank direct lender.
Its published loan menu includes both purchase and refinance mortgage work, along with reverse mortgages and other brokered loan programs.
Website and Branding
Ideal Financial uses the trade name Ideal Financial. Its public website is http://www.ideal-financial.net.
The website identifies the business as Ideal Financial, Inc., a California mortgage broker, and displays CA DRE #01232726 and NMLS #251531.
Headquarters
Ideal Financial, Inc. is headquartered at 5059 Masotta Ave, Las Vegas, NV 89141, United States.
The company was formed in California, United States.
Years in Operation
Ideal Financial, Inc. was formed on January 9, 1998. In 2026, the company has been in operation for 28 years.
Loan Types
Ideal Financial arranges reverse mortgages, including FHA-insured HECM loans and proprietary jumbo reverse mortgage programs. Its website describes HECM loans for homeowners 62 and older and jumbo reverse mortgage programs beginning at age 55, with jumbo programs reaching California homes up to $4 million.
The company also presents conventional purchase loans, rate-and-term refinances, cash-out refinances, hard money and private loans, Alt-A loans, Non-QM loans, fixed-rate loans, adjustable-rate mortgages, bank-statement loans, asset-based loans and investor DSCR loans.
Specialty
Ideal Financial identifies reverse mortgages as its specialty. The company focuses that part of its work on FHA HECM loans and jumbo reverse mortgage programs.
Scale
Ideal Financial has no branch locations.
NMLS ID
Ideal Financial, Inc.'s NMLS company ID is 251531. Consumers can verify license status at the NMLS Consumer Access website.
Disclaimer
Ideal Financial, Inc. NMLS ID: 251531. Licensing information is subject to change. Consumers should verify licensing directly with the lender or at NMLS Consumer Access.
This profile is for informational purposes only.
Verify NMLS #251531 on NMLS Consumer Access
Sources
Sources last checked . These are the outside records this profile was written from. FreeRateUpdate is not affiliated with them, and they have not reviewed, endorsed, or approved FreeRateUpdate or this page.
Frequently Asked Questions
What is Ideal Financial's NMLS number?
Ideal Financial's NMLS number is 251531. You can look up its license status on NMLS Consumer Access, at nmlsconsumeraccess.org.
Has FreeRateUpdate verified Ideal Financial's NMLS ID?
Yes. We checked Ideal Financial's company name and NMLS ID against the NMLS record on August 20, 2026. They've been in our lender network since August 2025. That confirms who the company is. It isn't an endorsement, and it doesn't check their license in any particular state.
Where can I learn more about Ideal Financial?
This page has Ideal Financial's NMLS identity, which we verified, and its company details, with links to the records they come from where we have them. For its license status in a particular state, check NMLS Consumer Access.