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BoxCar Mortgage: 2025 loan data
BoxCar Mortgage's 2025 at a glance, from the public report every mortgage lender files each year.
Filed as BoxCar Mortgage, LLC
- Home loans closed3,018Loans it funded in 2025
- Approval rate96.5%Of applications it said yes or no to
- Typical lender fees$1,590.00Its own charges to make the loan
What it closes
3,018 home loans closed in 2025
Share of its 2025 home loans: 64% Conventional, 21% FHA, 14% VA and 1% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asBoxCar Mortgage, LLC
- 2025 home loan decisionsOf 3,257 applications decided by BoxCar Mortgage, LLC in 2025, 3,018 were originated, 126 were approved but not accepted by the borrower, and 113 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 96.5%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 465 applications were withdrawn by the borrower, 44 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.275 percentage points above the average prime offer rate (reported on 3,018 originations)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median origination charges$1,590.00 — originated closed-end household loans, 2025, 2,808 of 2,809 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types1,926 Conventional, 644 FHA, 428 VA, 20 USDA — of 3,018 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for BoxCar Mortgage, LLC — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.