Lender reviews › First Ohio Home Finance, Inc.
First Ohio Home Finance, Inc.: 2025 loan data
First Ohio Home Finance, Inc.'s 2025 at a glance, from the public report every mortgage lender files each year.
Filed as FIRST OHIO HOME FINANCE, INC.
- Home loans closed608Loans it funded in 2025
- Approval rate99.3%Of applications it said yes or no to
- Typical lender fees$0.00Its own charges to make the loan
What it closes
608 home loans closed in 2025
Share of its 2025 home loans: 73% Conventional, 22% FHA and 5% Other types.
These describe the lender's past loans. They are not a quote or a promise for your loan.
How these numbers are counted
Reported application outcomes and pricing, 2025
- Filed asFIRST OHIO HOME FINANCE, INC.
- 2025 home loan decisionsOf 612 applications decided by FIRST OHIO HOME FINANCE, INC. in 2025, 608 were originated, 0 were approved but not accepted by the borrower, and 4 were denied.
- Approval rate: approved (originated plus approved but not accepted) as a share of applications decided (approved plus denied) = 99.3%. Withdrawn, incomplete and purchased loans are not counted.
- Withdrawn, incomplete and purchasedBeyond the decisions above, 207 applications were withdrawn by the borrower, 0 were closed for incompleteness, and 0 loans were purchased from another lender. HMDA counts these as outcomes in their own right — withdrawn before a decision, closed with no decision reached, and a purchased loan is one bought from another lender — and none of them is a lending decision.
- Median rate spread0.006 percentage points above the average prime offer rate (reported on 608 originations)
These are reported outcomes from past applications, and on their own they do not show how this lender treated any borrower.
Reported closing costs, 2025
- Median origination charges$0.00 — originated closed-end household loans, 2025, 608 loans. FFIEC HMDA data browser.
- About these figuresThese are historical closing costs reported in the 2025 filing, not a quote for your loan.
Reported product mix, 2025
- Loan types447 Conventional, 132 FHA, 12 VA, 17 USDA — of 608 reported originations, 2025. FFIEC HMDA data browser.
Evidence read November 11, 2026
Source: FFIEC HMDA data browser, 2025 filing. Historical HMDA-reported application outcomes and pricing fields for FIRST OHIO HOME FINANCE, INC. — historical outcomes for the applications it decided. This is not a statement of any consumer's likelihood of approval and not a current rate quote.